Metro Credit Union High-Yield Savings & Money Market Rates

How Metro Credit Union’s savings rates compare

Compared with banks and credit unions near Omaha, NE-IA, where Metro Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Metro Credit Union
1.80%APY
Minimum
$2,500
Earns on $10,000 a year
$180
Regular Money Market
Top rate
UMB Bank
3.71%APY
Minimum
—
Earns on $10,000 a year
$371
UMB Bank rates
2nd-highest rate
Cornhusker Bank
3.46%APY
Minimum
$100
Earns on $10,000 a year
$346
Cornhusker Bank rates

Compare savings rates near you →

88

Savings score

Higher than 83% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.07%
$10,000 balance$10,0001.80%
$100,000 balance$100,0002.35%
QualifiedQualified1.80%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Metro Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

High Yield Money Market

2.35%APY$50,000 to open

Federally insured by NCUA up to $250,000. 1 free withdrawal per month (cash and transfers); otherwise $10 withdrawal fee applies. Subject to money market maximum 6 transactions per month with $5.00 per excess transaction. Dividends compounded and credited monthly. Daily balance method. A $15.00 monthly minimum balance fee applies if balance falls below minimum. Par value of membership share is $1.00.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$50,000 and up$50,000 minimum opening deposit and balance to earn APY and avoid $15.00 monthly fee. 1 free withdrawal per month; otherwise $10 withdrawal fee (cash and transfers). Subject to maximum 6 transactions per month ($5.00 fee per excess transaction). Daily balance method.$50,000 and up	2.35%	—	$50,000 minimum opening deposit and balance to earn APY and avoid $15.00 monthly fee. 1 free withdrawal per month; otherwise $10 withdrawal fee (cash and transfers). Subject to maximum 6 transactions per month ($5.00 fee per excess transaction). Daily balance method.

Sources (3)

All captured Oct 22, 2026

Regular Money Market

1.80%APY

Federally insured by NCUA up to $250,000. Up to 6 free transactions/withdrawals per month; $5.00 charge per transaction in excess of six. Dividends compounded and credited monthly. Dividends calculated using daily balance method. A $15.00 monthly fee applies if minimum balance is not met. Par value of membership share is $1.00.

Earnings on $10,000 over a year.
Balance	APY	Minimum	Earns on $10,000 a yearEarns	Requirement
$2,500 – $10,000Monthly fee of $15.00 applies if balance falls below $2,500. Up to 6 free transactions per month ($5.00 per excess transaction). Daily balance method. · $2,500 to open	1.05%	$2,500	—	Monthly fee of $15.00 applies if balance falls below $2,500. Up to 6 free transactions per month ($5.00 per excess transaction). Daily balance method.
$10,000 – $25,000Monthly fee of $15.00 applies if balance falls below $2,500. Up to 6 free transactions per month ($5.00 per excess transaction). Daily balance method. · Unknown to open	1.80%	Unknown	$180	Monthly fee of $15.00 applies if balance falls below $2,500. Up to 6 free transactions per month ($5.00 per excess transaction). Daily balance method.
$25,000 – $50,000Monthly fee of $15.00 applies if balance falls below $2,500. Up to 6 free transactions per month ($5.00 per excess transaction). Daily balance method. · $25,000 to open	2.10%	$25,000	—	Monthly fee of $15.00 applies if balance falls below $2,500. Up to 6 free transactions per month ($5.00 per excess transaction). Daily balance method.
$50,000 and upMonthly fee of $15.00 applies if balance falls below $2,500. Up to 6 free transactions per month ($5.00 per excess transaction). Daily balance method. · Unknown to open	2.35%	Unknown	—	Monthly fee of $15.00 applies if balance falls below $2,500. Up to 6 free transactions per month ($5.00 per excess transaction). Daily balance method.

Sources (3)

All captured Oct 22, 2026

Share Savings

0.07%APY$1 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$5 and up	0.07%	$7

Sources (2)

All captured Oct 5, 2026

Special-purpose accounts

IRA

0.07%APYIRA

Offers Traditional IRA and Roth IRA wrappers. Deposit-based and federally insured by NCUA up to $250,000.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$100 and up	0.07%	$7

Sources (2)

All captured Oct 5, 2026

Who can join Metro Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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