Credit union · NCUA insured
Neighborhood Community Federal Credit Union
A $31.4M credit union headquartered in Omaha, NE, with 1,974 members and 1 branch in Nebraska. Best rates: savings 0.10% APY.
Neighborhood Community Federal Credit Union Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#52 of 61 in Omaha, NE-IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Neighborhood Community Federal Credit Union
Neighborhood Community Federal Credit Union is based in Omaha, Nebraska, originating on April 24, 1928, as the Post Office Employees Cooperative Credit Association.
Formerly known as Post Office Federal Credit Union, it changed to a community charter and adopted its current name in September 2003.
- Headquarters
- 4848 S 120th St, Omaha, NE 68137
- NCUA charter
- 24396
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in and businesses and other legal entities located in Douglas County or Sarpy County, Nebraska or Pottawattamie County, Iowa are eligible for membership.
Family and household
- Immediate family members (defined as spouse, child, sibling, parent, grandparent, or grandchild, including step and adoptive relationships) of eligible members are eligible for membership.
- Spouses of persons who died while within the field of membership of this Credit Union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Members of record of the Credit Union as of the effective date of its conversion to a community field of membership (8-22-03) are eligible for membership.
Cost to join
- Membership requires subscription to at least one share of the Credit Union and payment of the initial installment thereon.
Branches
1 branch in Nebraska
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Nebraska
1 branch
- Neighborhood Community Federal Credit UnionMain office4848 S 120th St, Omaha, NE 68137Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.16% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.17% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.53% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $21 | $59 | — |
- CapitalNet worth ratio14.16%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.17%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.53%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$21Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Neighborhood Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.