Credit union · NCUA insured
Neighborhood Community Federal Credit Union Savings Rates
Neighborhood Community Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Share Savings Accounts. Rates checked October 22, 2026.
How Neighborhood Community Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Neighborhood Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Neighborhood Community Federal Credit Union
0.10%APY
- Minimum
- $5
- Earns on $10,000 a year
- $10
Share Savings Accounts
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
Neighborhood Community Federal Credit Union savings score
65
Savings score
Higher than 14% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Neighborhood Community Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Accounts
0.10%APY
Opening establishes membership at the credit union. Account transfer limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $1,000 – $4,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $5,000 – $14,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | $10 | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $15,000 – $19,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $20,000 and upDividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.15% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.10%APY
On October 1st funds will be transferred to your savings account or paid by check. Penalty applies for early withdrawal (withdrawal of any account balance at any time imposes a fee of all dividends and closes account).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $1,000 – $4,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $5,000 – $14,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | $10 | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $15,000 – $19,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $20,000 and upDividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.15% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
Sources (2)
All captured Sep 18, 2026
IRA Savings & Roth IRA Savings
0.10%APY
Minimum balance is $5.00. Traditional and Roth IRA wrappers supported. No account limitations.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $1,000 – $4,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $5,000 – $14,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | $10 | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $15,000 – $19,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $20,000 and upDividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.15% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
Sources (1)
- neighborhoodcfcu.org/savings.htm · captured Sep 18, 2026
Scottie Savers
0.10%APY
Open to children 12 years and under. Children receive a Scottie Dollar for each $10.00 deposit they make. No account limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $1,000 – $4,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $5,000 – $14,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | $10 | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $15,000 – $19,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $20,000 and upDividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.15% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
Sources (2)
All captured Sep 18, 2026
Vacation Club
0.10%APY
Withdrawals allowed at any time. Account transfer limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $1,000 – $4,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $5,000 – $14,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | $10 | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $15,000 – $19,999Dividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.10% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
| $20,000 and upDividends compounded and credited quarterly. No minimum balance to obtain APY. | 0.15% | — | Dividends compounded and credited quarterly. No minimum balance to obtain APY. |
Sources (2)
All captured Sep 18, 2026
Who can join Neighborhood Community Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in and businesses and other legal entities located in Douglas County or Sarpy County, Nebraska or Pottawattamie County, Iowa are eligible for membership.
Family and household
- Immediate family members (defined as spouse, child, sibling, parent, grandparent, or grandchild, including step and adoptive relationships) of eligible members are eligible for membership.
- Spouses of persons who died while within the field of membership of this Credit Union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
- Members of record of the Credit Union as of the effective date of its conversion to a community field of membership (8-22-03) are eligible for membership.
Cost to join
- Membership requires subscription to at least one share of the Credit Union and payment of the initial installment thereon.
Membership information collected October 4, 2026.