Credit union · NCUA insured
Omaha Police Federal Credit Union Savings Rates
Top CarrotOmaha Police Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its Preferred Money Market Account. Rates checked October 22, 2026.
How Omaha Police Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Omaha Police Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Omaha Police Federal Credit Union
0.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $25
Preferred Money Market Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
Omaha Police Federal Credit Union savings score
71
Savings score
Higher than 28% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0001.04%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Omaha Police Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Preferred Money Market Account
0.25%APY
A $2.50 monthly fee will be charged for all accounts with a balance below $250. Dividend rates change from month to month, and some restrictions apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $15,000Fee of $2.50 charged if balance falls below $250; see disclosure for additional information. | 0.25% | $25 | Fee of $2.50 charged if balance falls below $250; see disclosure for additional information. |
| $15,000 – $30,000Fee of $2.50 charged if balance falls below $250; see disclosure for additional information. | 0.30% | — | Fee of $2.50 charged if balance falls below $250; see disclosure for additional information. |
| $30,000 – $75,000Fee of $2.50 charged if balance falls below $250; see disclosure for additional information. | 0.53% | — | Fee of $2.50 charged if balance falls below $250; see disclosure for additional information. |
| $75,000 and upFee of $2.50 charged if balance falls below $250; see disclosure for additional information. | 1.04% | — | Fee of $2.50 charged if balance falls below $250; see disclosure for additional information. |
Regular Shares
0.07%APY
A Regular Share Account is required of every member as a condition of membership. Initial deposit of $5.00 establishes your account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Minimum $5 to open an account; minimum dividend earning amount is $25. | 0.01% | — | Minimum $5 to open an account; minimum dividend earning amount is $25. |
| $1,000 – $5,000Minimum $5 to open an account. | 0.05% | — | Minimum $5 to open an account. |
| $5,000 – $25,000Minimum $5 to open an account. | 0.07% | $7 | Minimum $5 to open an account. |
| $25,000 and upMinimum $5 to open an account. | 0.10% | — | Minimum $5 to open an account. |
Special-purpose accounts
ESA (Coverdell)
0.50%APY
Coverdell Education Savings Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum $5 to open an account; minimum dividend earning amount is $25.$25 and up | 0.50% | $50 | Minimum $5 to open an account; minimum dividend earning amount is $25. |
IRA (Traditional, Roth)
0.25%APY
Includes Traditional and Roth IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum $5 to open an account; minimum dividend earning amount is $25.$25 and up | 0.25% | $25 | Minimum $5 to open an account; minimum dividend earning amount is $25. |
Kirby Kangaroo Club
0.07%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Minimum $5 to open an account; minimum dividend earning amount is $25. | 0.01% | — | Minimum $5 to open an account; minimum dividend earning amount is $25. |
| $1,000 – $5,000Minimum $5 to open an account. | 0.05% | — | Minimum $5 to open an account. |
| $5,000 – $25,000Minimum $5 to open an account. | 0.07% | $7 | Minimum $5 to open an account. |
| $25,000 and upMinimum $5 to open an account. | 0.10% | — | Minimum $5 to open an account. |
Sources (1)
- opfcu.net/rates · captured Sep 18, 2026
Vacation Club Account
0.07%APY
Savings account to set aside money for travel or special needs; funds are available whenever ready to travel.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Minimum $5 to open an account; minimum dividend earning amount is $25. | 0.01% | — | Minimum $5 to open an account; minimum dividend earning amount is $25. |
| $1,000 – $5,000Minimum $5 to open an account. | 0.05% | — | Minimum $5 to open an account. |
| $5,000 – $25,000Minimum $5 to open an account. | 0.07% | $7 | Minimum $5 to open an account. |
| $25,000 and upMinimum $5 to open an account. | 0.10% | — | Minimum $5 to open an account. |
Christmas Club Account
0.05%APY
Designed to help save for the holidays; saved funds are paid out in early November.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum $5 to open an account; minimum dividend earning amount is $25.$25 and up | 0.05% | $5 | Minimum $5 to open an account; minimum dividend earning amount is $25. |
Who can join Omaha Police Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Current or retired employees of specified law enforcement organizations and police protection industry employers working in Iowa, Nebraska, or South Dakota are eligible for membership.
Family and household
- Immediate family members of members, including spouses, children, parents, siblings, mothers-in-law, fathers-in-law, grandparents, and grandchildren, are eligible to join.
Membership information collected October 4, 2026.