Credit union · NCUA insured
Liberty First Credit Union
A $512.1M credit union headquartered in Lincoln, NE, with 35,653 members and 7 branches in Nebraska. Best rates: CDs 4.10% and savings 0.25% APY.
Liberty First Credit Union Carrot Score
78
Carrot Score
Higher than 46% of U.S. banks and credit unions
#16 of 29 in Lincoln, NE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Liberty First Credit Union
Liberty First Credit Union serves Lincoln, Omaha, and Seward, Nebraska, with 7 branch locations across Lincoln, Seward, and La Vista.
The institution is a member-owned credit union.
- Headquarters
- 501 N 46th St, Lincoln, NE 68503-3718
- NCUA charter
- 63757
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, attend school, or work in Lancaster or Seward County, Nebraska are eligible for membership.
Employers and groups
- Employees or retirees of Burlington Northern Santa Fe, Inc. and its subsidiaries are eligible for membership.
- Employees of Liberty First Credit Union are eligible for membership.
- Individuals affiliated with approved Select Employee Groups and Partner Groups are eligible for membership.
Family and household
- Any person related by blood, marriage, or adoption to an existing member or someone within the field of membership is eligible to join.
Cost to join
- A $5.00 deposit is required when opening an account.
Branches
7 branches in Nebraska
Loading map…
Nebraska
7 branches
Lincoln area · 5
- MainMain office501 N 46th St, Lincoln, NE 68503Directions
- East8400 Lexington Ave, Lincoln, NE 68505Directions
- North5101 N 27th St, Lincoln, NE 68521Directions
- South6001 S 56th St, Lincoln, NE 68516Directions
- Seward3531 Progressive Rd Ste 103, Seward, NE 68434Directions
Omaha area · 2
- La Vista12702 Westport Pkwy Ste 100, La Vista, NE 68138Directions
- Omaha5011 S 108th St, Omaha, NE 68137Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.08% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.79% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.77% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $91 | $76 | — |
- CapitalNet worth ratio15.08%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.79%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.77%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$91Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Liberty First Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.