Compare Bank & Credit Union Rates
Best savings rates in Lincoln, NE
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lincoln, NE
- Union Bank & TrustValue Edge Money Market AccountValue Edge Money Market Account · $1,000 min · 0.71%–2.83% by balance
Bank · 19 branches
1.24%APY$124 a year on $10,000Requirements
Product: The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
Offer: Balance less than $10,000
Effective Sep 22, 2026
Rate by balance
Rate by balance for Value Edge Money Market Account Balance APY Up to $10,000 0.71% $10,000 – $50,000Your amount 1.24% $50,000 – $100,000 1.82% $100,000 – $250,000 2.08% $250,000 – $500,000 2.32% $500,000 and up 2.83% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Cattle Bank and TrustMoney Market Investment AccountsMoney Market Investment Accounts · $1,000 min · 0.10%–2.30% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rates may change after the account is open. Fees may reduce earnings. Maintain a minimum balance of $1,000 or $2,500 Average Collected Balance to avoid fee on account.
Offer: Rates may change after the account is open. Fees may reduce earnings.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Investment Accounts Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $50,000Your amount 0.75% $50,000 – $100,000 1.45% $100,000 and up 2.30% Rate checked
More details - First Lincoln FCUMoney Market Plus AccountMoney Market Plus Account · $5,000 min · 0.75%–2.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Multi-Tiered Dividends Paid Monthly. $50.00 service fee on accounts below $5,000.00. Up to 3 free withdrawals per month; additional withdrawals incur a $25.00 fee per withdrawal (withdrawals include electronic debits and cash or check withdrawals).
Offer: $50.00 service fee applies on balances below $5,000.00.
0.75% interest rate · $50 monthly fee · Effective Aug 13, 2025
Rate by balance
Rate by balance for Money Market Plus Account Balance APY Up to $15,000Your amount 0.75% $15,000 – $50,000 1.25% $50,000 – $100,000 1.50% $100,000 – $200,000 1.75% $200,000 and up 2.00% Rate checked
More details - Nebraska State Employees Credit UnionHigh Investment Access AccountHigh Investment Access Account · $2,500 min · 0.75%–1.76% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum balance to earn Annual Percentage Yield based on daily balances.
Offer: Daily balances. Minimum balance to earn Annual Percentage Yield.
0.75% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Investment Access Account Balance APY $2,500 – $24,999Your amount 0.75% $25,000 – $49,999 1.26% $50,000 – $99,999 1.51% $100,000 and up 1.76% Rate checked
More details - MembersOwn Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.00%–1.01% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Includes up to six free transactions per month ($5 per additional transaction). $10 monthly maintenance fee if balance falls below $5,000; waived with balances of $5,000 or more.
Offer: No monthly maintenance fee with balances of $5,000 or more; $10 per month if balance falls below $5,000.
0.00% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.00%* $5,000 – $25,000Your amount 0.65%* $25,000 and up 1.01%* Rate checked
More details - West Gate BankMoney Market AccountsMoney Market Accounts · $10 min · 0.60%–2.27% by balance
Bank · 6 branches
0.60%APY$60 a year on $10,0000.60% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $50,000Your amount 0.60% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.51% $500,000 – $1,000,000 2.02% $1,000,000 and up 2.27% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Monthly fee of $2.50 waived if minimum balance stays at $10 and above every day of the statement cycle. Fees waived for customers under age 18. 6 free withdrawals allowed per month ($0.50 each thereafter).
Offer: No monthly service charge if minimum balance is $10 or above ($2.50 monthly fee if balance falls below $10 any day of month). Fees waived for customers under age 18.
0.50% interest rate · $2.50 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $3.00 monthly service charge waived by maintaining a $200 minimum daily balance. Up to 6 withdrawals per calendar month at no charge; each additional withdrawal incurs a $1.00 service charge.
Offer: Variable interest rate. $3 monthly maintenance fee waived with a minimum daily balance of $200. Up to 6 withdrawals per calendar month included at no charge ($1.00 fee per additional withdrawal).
$3 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Rates apply to accounts opened online only; branch rates may vary. Rates are effective as of today's date. Fees may reduce earnings. $1,500 minimum balance required to avoid fee. $15.00 monthly service charge if balance falls below $1,500. Free electronic statements; $5 paper statement fee. Maximum 6 withdrawals per calendar month; $3.00 service charge per withdrawal over 6.
Offer: Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month.
0.45% interest rate · $15 monthly fee
Rate by balance
Rate by balance for PinnCheck Market Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.61% $100,000 – $250,000 1.07% $250,000 and up 1.47% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Maintain minimum balance of $1,500 and no more than 6 withdrawals each calendar month to avoid fee. Paper statements $5 fee. Rates may vary.
Offer: Balance tier $0-$9,999.99
0.45% interest rate · $15 monthly fee
Rate by balance
Rate by balance for PinnCheck Market Account Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.61% $100,000 – $250,000 1.07% $250,000 and up 1.47% Rate checked
More details - Nebraska Bank of CommercePersonal MMAPersonal MMA · $1,000 min · 0.25%–0.55% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000Requirements
Product: $1,000 minimum balance requirement, $10 monthly service charge if below minimum balance. 6 free debits per statement cycle, $5 service charge per withdrawal after 6.
Offer: $10 monthly service charge if daily balance falls below $1,000 minimum balance requirement. 6 free debits per statement cycle, $5 service charge per withdrawal after 6.
0.25% interest rate · $10 monthly fee · Effective May 2, 2025
Rate by balance
Rate by balance for Personal MMA Balance APY $1,000 – $5,000 0.25% $5,000 – $25,000Your amount 0.45% $25,000 and up 0.55% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Open an account with a minimum of $25 and maintain a $100 minimum balance to avoid monthly account fee. There are limitations on the number and frequency of transactions.
Offer: Rates may change after the account is open. Fees may reduce earnings. Minimum balance to open Savings account is $25.00. Maintain a $100 minimum balance to avoid monthly account fee.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - LPS Employees Federal Credit UnionSavings AccountSavings · 0.40%–1.00% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Serving employees and retirees of Lincoln Public Schools.
Offer: APY is based on monthly compounding. Rates are subject to change at any time.
1.00% interest rate
Rate by balance
Rate by balance for Savings Account Balance APY Any balance 1.00% $5 and upYour amountDividends compounded daily, credited monthly. Daily balance interest method. Dividends begin to accrue on the business day of deposit. 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Lincoln, NE
76 accounts at 28 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.28%
Is your bank paying you enough?
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Lincoln, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 8 branches
- Cobalt Credit UnionCredit union · 1 branch
- Union Bank & TrustBank · 20 branches