Credit union · NCUA insured
LincOne Federal Credit Union Savings Rates
LincOne Federal Credit Union’s best savings rate is 1.26% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How LincOne Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Lincoln, NE, where LincOne Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
LincOne Federal Credit Union
1.26%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $126
Money Market Account
Top rate
Cornhusker Bank
3.46%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $346
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
LincOne Federal Credit Union savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0002.27%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where LincOne Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.26%APY
Requires a minimum balance of $2,500.00 to open. If the balance falls below the $2,500 minimum, a fee may be charged.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Rate based on average daily balance. If balance falls below the $2,500 minimum opening requirement, a fee may be charged. | 0.25% | — | Rate based on average daily balance. If balance falls below the $2,500 minimum opening requirement, a fee may be charged. |
| $2,500 – $5,000Rate based on average daily balance. | 0.25% | — | Rate based on average daily balance. |
| $5,000 – $25,000Rate based on average daily balance. | 1.26% | $126 | Rate based on average daily balance. |
| $25,000 – $50,000Rate based on average daily balance. | 1.51% | — | Rate based on average daily balance. |
| $50,000 – $100,000Rate based on average daily balance. | 2.02% | — | Rate based on average daily balance. |
| $100,000 and upRate based on average daily balance. | 2.27% | — | Rate based on average daily balance. |
Sources (1)
- linconefcu.org/build/money-market-accounts · captured Oct 5, 2026
Savings Account
0.25%APY
Maintain a minimum of $25.00 in a share savings account to become part owner in the credit union; balance of $25.00 or more earns monthly dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25Average daily balance. | 0.00% | — | Average daily balance. |
| Up to $2,500Average daily balance. | 0.25% | — | Average daily balance. |
| $2,500 – $25,000Average daily balance. | 0.25% | $25 | Average daily balance. |
| $25,000 – $50,000Average daily balance. | 0.25% | — | Average daily balance. |
| $50,000 and upAverage daily balance. | 0.25% | — | Average daily balance. |
Who can join LincOne Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone that lives, works, worships or studies in Lancaster County and the City of Lincoln, NE is eligible to join.
Membership information collected October 4, 2026.