Bank · FDIC insured
Lincoln Federal Savings Bank Savings Rates
Lincoln Federal Savings Bank’s best savings rate is 2.00% APY on $10,000, with its Premier Savings. Rates checked October 22, 2026.
How Lincoln Federal Savings Bank’s savings rates compare
Compared with banks and credit unions near Lincoln, NE, where Lincoln Federal Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Lincoln Federal Savings Bank
2.00%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $200
Premier Savings
Top rate
Cornhusker Bank
3.46%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $346
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Lincoln Federal Savings Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.00%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lincoln Federal Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Savings
2.00%APY
Minimum balance to open is $50.00; minimum balance to maintain and earn interest is $0.01. APY is calculated on the entire daily balance. Lincoln Federal Savings Bank generally does not accept deposits from sources outside its immediate trade areas.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000APY is based and calculated on the entire daily balance of the account. | 2.00% | $200 | APY is based and calculated on the entire daily balance of the account. |
| $10,000 – $25,000APY is based and calculated on the entire daily balance of the account. | 2.50% | — | APY is based and calculated on the entire daily balance of the account. |
| $25,000 – $100,000APY is based and calculated on the entire daily balance of the account. | 3.00% | — | APY is based and calculated on the entire daily balance of the account. |
| Over $100,000APY is based and calculated on the entire daily balance of the account. | 3.50% | — | APY is based and calculated on the entire daily balance of the account. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Youth Savings
0.50%APY
Primary accountholder must be 18 and under. Minimum to earn interest and remain open is $0.01. Lincoln Federal Savings Bank generally does not accept deposits from sources outside its immediate trade areas.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000The portion of daily balance from $0.01 to $1,000.00 earns 4.50% interest rate with an APY range of 0.00% to 4.60%. | 4.60% | — | The portion of daily balance from $0.01 to $1,000.00 earns 4.50% interest rate with an APY range of 0.00% to 4.60%. |
| Over $1,000The portion of daily balance from $1,000.01 and above earns 0.50% interest rate with an APY range of 0.50% to 4.60%. | 0.50% | $50 | The portion of daily balance from $1,000.01 and above earns 0.50% interest rate with an APY range of 0.50% to 4.60%. |
Sources (2)
All captured Sep 18, 2026
Health Savings Account (HSA)
1.00%APY
Requires a high-deductible health insurance plan. Minimum balance to maintain is $0.01. APY is calculated on the entire daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000APY is based and calculated on the entire daily balance of the account. | 1.00% | $100 | APY is based and calculated on the entire daily balance of the account. |
| $10,000 – $50,000APY is based and calculated on the entire daily balance of the account. | 1.50% | — | APY is based and calculated on the entire daily balance of the account. |
| Over $50,000APY is based and calculated on the entire daily balance of the account. | 1.75% | — | APY is based and calculated on the entire daily balance of the account. |
Sources (2)
All captured Sep 18, 2026
IRA Savings
0.10%APY
Available as Traditional, Roth, SEP, Simple IRAs, and Coverdell Education Savings. Minimum $25 contributions may be made at any time. Catch-up contributions available for individuals age 50 and older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum $25 contributions may be made at any time.Any balance | 0.10% | $10 | Minimum $25 contributions may be made at any time. |
Sources (1)
- lincolnfed.com/individual-retirement-accounts · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.