Credit union · NCUA insured
LincOne Federal Credit Union
A $183.8M credit union headquartered in Lincoln, NE, with 16,977 members and 3 branches in Nebraska. Best rates: CDs 3.76% and savings 1.26% APY.
LincOne Federal Credit Union Carrot Score
81
Carrot Score
Higher than 57% of U.S. banks and credit unions
#12 of 29 in Lincoln, NE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About LincOne Federal Credit Union
Originally established to serve Goodyear plant employees, the credit union now serves anyone who lives, works, worships, or studies in Lancaster County and Lincoln.
Following its 2015 merger with Peoples Choice Federal Credit Union, LincOne operates three branch locations across Lincoln.
- Headquarters
- 4638 W St, Lincoln, NE 68503
- NCUA charter
- 10585
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone that lives, works, worships or studies in Lancaster County and the City of Lincoln, NE is eligible to join.
Branches
3 branches in Nebraska
Loading map…
Nebraska
3 branches
- 4638 W StMain office4638 W St, Lincoln, NE 68503Directions
- N Street Branch2500 N St, Lincoln, NE 68510Directions
- South 70th St. Branch6700 S 70th St, Lincoln, NE 68516Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.67% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.58% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.07% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $55 | $76 | — |
- CapitalNet worth ratio12.67%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.58%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.07%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$55Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of LincOne Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.