Compare Bank & Credit Union Rates
Best savings rates in Missouri
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Missouri
- Emprise BankMoney Market AccountMoney Market Account · $100 min · 1.45%–2.15% by balance
Bank · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
Offer: $10 monthly service fee waived with $2,500 average daily balance or $10,000 total deposit relationship.
1.44% interest rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $4,999 1.45% $5,000 – $9,999 1.45% $10,000 – $24,999Your amount 1.45% $25,000 – $49,999 1.45% $50,000 – $99,999 1.65% $100,000 and up 2.15% Rate checked
More details - 1.40%APY$140 a year on $10,000
Requirements
Product: Interest will be compounded quarterly for savings accounts. Fees could reduce earnings on the account.
Offer: $3.00 service charge if account falls below $25.00. Nine withdraws per quarter free of charge. $.50 per withdraw after nine.
1.40% interest rate · Compounded quarterly
Rate checked
More details - Community Bank of MarshallCommunity Money MarketCommunity Money Market · $50 min · 1.40%–2.42% by balance
Bank · 7 branches
1.40%APY$140 a year on $10,000Requirements
Product: Simple interest paid monthly on the average collected balance. Interest rate may change weekly. $10 monthly maintenance fee if balance falls below $1,000 minimum balance.
Offer: $10 monthly maintenance fee if balance falls below $1,000 minimum balance.
1.40% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Community Money Market Balance APY Up to $25,000Your amount 1.40% $25,001 – $50,000 1.66% $50,001 – $100,000 1.92% $100,001 – $249,999 2.18% $250,000 and up 2.42% Rate checked
More details - Midland States BankMoney Market Account (MMA)Money Market Account (MMA) · $2,500 min · 1.06%–3.25% by balance
Bank · 11 branches
1.38%APY$138 a year on $10,000with conditionsRequirements
Product: $15 monthly service charge is waived with a daily balance of $2,500. Minimum daily balance to earn interest is $0.01.
Offer: Relationship APY requires an eligible Midland High Yield Checking account with at least one common owner. Monthly fee of $15 is waived with a $2,500 daily balance.
Qualified rate · $15 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY Up to $10,000 1.06% $10,000 – $25,000Your amount 1.38% $25,000 – $250,000 3.25% $250,000 – $1,000,000 3.25% $1,000,000 and up 3.25% Rate checked
More details - Multipli Credit UnionMoney MarketMoney Market · $1,000 min · 0.85%–2.20% by balance
Credit union · 12 branches
1.30%APY$130 a year on $10,000Requirements
Product: No monthly fees. Limit 3 withdrawals per month. Monthly dividends. Minimum balance of $1,000 to earn dividends and avoid a service fee; $0 minimum opening balance.
No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $9,999 0.85% $10,000 – $24,999Your amount 1.30% $25,000 – $99,999 1.80% $100,000 and up 2.20% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Dividends paid monthly. Primary share requires a minimum $25 initial deposit. No monthly service charges.
Offer: Dividends paid monthly. Primary share requires a minimum $25 initial deposit.
1.25% interest rate · No monthly fee
Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Offer: Must maintain a $1,000 balance minimum to avoid a $10 maintenance fee. Rates are subject to change daily and fees may reduce earnings. APY may change at any time before or after account is opened.
$10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash Plus or Kasasa Cash Back checking account. Must maintain residency in CS Bank's market area. Limit one per SSN. Requires eStatements to avoid $7.50 monthly paper statement fee.
Offer: Qualifications met on linked Kasasa Cash Plus or Kasasa Cash Back account during Monthly Qualification Cycle. Interest rate is 1.24%.
Qualified rate · 1.24% interest rate · No monthly fee · Effective Sep 2, 2025
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.25% Over $50,000Qualifications met on linked Kasasa checking account. 0.25% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 13 branches
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - 1.16%APY$116 a year on $10,000
Requirements
Product: Daily Balance Required. Maximum opening per TIN for CD and IRA specials is $1,000,000. $249,000 per account limit. Early withdrawal penalty applies.
1.15% interest rate · Effective Sep 22, 2026
Rate checked
More details - Security Bank of Kansas CityMoney Market AccountMoney Market Account · $25 min · 1.11%–1.99% by balance
Bank · 12 branches
1.11%APY$111 a year on $10,000Requirements
Product: Minimum Balance Service Charge of $7.50 per month is waived with a $1,000 daily balance. Interest compounded & credited monthly.
Offer: Below $10,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance.
1.10% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 1.11% $10,000 – $25,000Your amount 1.11% $25,000 – $100,000 1.21% $100,000 – $250,000 1.51% $250,000 – $500,000 1.66% $500,000 – $1,000,000 1.92% $1,000,000 and up 1.99% Rate checked
More details - Volt Credit UnionInvestment SavingsSavings · $2,500 min · 1.01%–1.51% by balance
Credit union · 3 branches
1.11%APY$111 a year on $10,000Requirements
Product: Tiered rate account.
Offer: Minimum daily balance to avoid a service fee is $2,500.00. Minimum daily balance to earn stated APY is $2,500.00. Dividends compounded and credited monthly.
1.00% interest rate · Effective Dec 1, 2025
Rate by balance
Rate by balance for Investment Savings Balance APY $2,500 – $10,000 1.01% $10,000 – $25,000Your amount 1.11% $25,000 and up 1.51% Rate checked
More details - Missouri Central Credit UnionPremier Money MarketPremier Money Market · $1 min · 0.80%–1.90% by balance
Credit union · 2 branches
1.10%APY$110 a year on $10,000Requirements
Product: Tiered rate account where the interest rate and APY apply to the full balance once a tier balance range is met. Interest compounded and credited monthly using the average daily balance method. Limited to 6 transfers/withdrawals per month. Requires maintaining a $1.00 minimum share in Share Savings.
Offer: Interest is paid and subject to change monthly. Full balance tier rate. Limit of 6 transfers/withdrawals per month.
0.80% interest rate · Effective Nov 20, 2025
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $1,000 0.80% $1,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.10% $25,000 – $50,000 1.20% $50,000 – $75,000 1.30% $75,000 – $200,000 1.60% $200,000 and up 1.90% Rate checked
More details - Central Missouri Community Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–2.02% by balance
Credit union · 3 branches
1.01%APY$101 a year on $10,000Requirements
Product: Must become a member of CMCCU. Minimum balance requirement is $2,500. No more than six (6) preauthorized, automatic, or telephone transfers may be made from this account to another in any month, with no more than three (3) made by check or draft to a third party.
Offer: Dividends based on average daily balance, compounded and credited monthly. If average daily balance falls below $2,500.00 a $10.00 monthly fee will be assessed.
0.50% interest rate · $10 monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.50% $2,500 – $10,000Your amount 1.01% $10,000 – $25,000 1.51% $25,000 – $50,000 1.76% Over $50,000 2.02% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: A $6.00 monthly service fee can be waived by enrolling in online statements or maintaining an average balance of $1,000. 6 free withdrawals or transfers per month, $2 per transaction thereafter. Tiered rate account; see a personal banker for additional rate tier information.
Offer: Waive $6.00 monthly service fee by enrolling in online statements or maintaining an average balance of $1,000. Tiered rate account; see a personal banker for additional rate tier information.
Balance cap $25,000 · $6 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Missouri
488 accounts at 186 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch