Bank · FDIC insured
CS Bank
A $628.5M bank headquartered in Eureka Springs, AR, with 7 branches in 2 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—1.25%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About CS Bank
Founded in 1912, CS Bank is a community bank serving Northwest Arkansas and Southwest Missouri.
Formerly known as Bank of Eureka Springs, the bank operates branches in Harrison, Berryville, Eureka Springs, Holiday Island, and Huntsville, Arkansas, and Cassville, Missouri.
- Headquarters
- 70 S Main St, Eureka Springs, AR 72632
- FDIC certificate
- 5635 ↗
Branches
7 branches in 2 states
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Arkansas
6 branches
Harrison area · 2
- Harrison Branch1426 Highway 65 North, Harrison, AR 72601Directions
- Harrison South Branch310 N Olive St, Harrison, AR 72601Directions
Berryville area · 1
- Berryville Branch907 W Trimble Ave, Berryville, AR 72616Directions
Eureka Springs area · 1
- Financial Center152 E Van Buren, Eureka Springs, AR 72632Directions
Holiday Island area · 1
- Holiday Island Branch1 Parkwood Dr, Holiday Island, AR 72631Directions
Fayetteville area · 1
- Huntsville Branch270 Curtis Hutchins Way, Huntsville, AR 72740Directions
Missouri
1 branch
- Cs Bank Branch18565 State Highway 37, Cassville, MO 65625Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.97% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.37% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.09% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $109 | $81 | — |
- CapitalLeverage ratio11.97%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.37%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.09%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$109Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of CS Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.