Credit union · NCUA insured
Volt Credit Union Savings Rates
Volt Credit Union’s best savings rate is 1.11% APY on $10,000, with its Investment Savings. Rates checked October 5, 2026.
How Volt Credit Union’s savings rates compare
Compared with banks and credit unions near Springfield, MO, where Volt Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Volt Credit Union
1.11%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $111
Investment Savings
Top rate
Metro Credit Union
5.09%APY
- Minimum
- —
- Earns on $10,000 a year
- $509
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Volt Credit Union savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.11%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.11%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Volt Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Investment Savings
1.11%APY
Tiered rate account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $10,000Minimum daily balance to avoid a service fee is $2,500.00. Minimum daily balance to earn stated APY is $2,500.00. Dividends compounded and credited monthly. | 1.01% | — | Minimum daily balance to avoid a service fee is $2,500.00. Minimum daily balance to earn stated APY is $2,500.00. Dividends compounded and credited monthly. |
| $10,000 – $25,000Minimum daily balance to avoid a service fee is $2,500.00. Minimum daily balance to earn stated APY is $2,500.00. Dividends compounded and credited monthly. | 1.11% | $111 | Minimum daily balance to avoid a service fee is $2,500.00. Minimum daily balance to earn stated APY is $2,500.00. Dividends compounded and credited monthly. |
| $25,000 and upMinimum daily balance to avoid a service fee is $2,500.00. Minimum daily balance to earn stated APY is $2,500.00. Dividends compounded and credited monthly. | 1.51% | — | Minimum daily balance to avoid a service fee is $2,500.00. Minimum daily balance to earn stated APY is $2,500.00. Dividends compounded and credited monthly. |
Sources (3)
- voltcu.org/accounts/investments
- voltcu.org/accounts/savings
- voltcu.org/wp-content/uploads/…hare-Rates-12-1-25-1.pdf
All captured Sep 17, 2026
Primary Share Savings
0.15%APY
Requires depositing or maintaining minimum required share(s) ($5.00 par value, 1 share) in Primary Share account for membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum daily balance to avoid a service fee is $100.00. Minimum daily balance to earn stated APY is $100.00. Dividends compounded and credited monthly.$100 and up | 0.15% | $15 | Minimum daily balance to avoid a service fee is $100.00. Minimum daily balance to earn stated APY is $100.00. Dividends compounded and credited monthly. |
Sources (2)
All captured Sep 17, 2026
Sub Share Savings
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum daily balance to earn stated APY is $100.00. Dividends compounded monthly and credited daily.$100 and up | 0.15% | $15 | Minimum daily balance to earn stated APY is $100.00. Dividends compounded monthly and credited daily. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Share
2.02%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum daily balance to earn stated APY is $100.00. Dividends compounded and credited monthly.$100 and up | 2.02% | $202 | Minimum daily balance to earn stated APY is $100.00. Dividends compounded and credited monthly. |
Sources (3)
- voltcu.org/accounts/iras
- voltcu.org/accounts/savings
- voltcu.org/wp-content/uploads/…hare-Rates-12-1-25-1.pdf
All captured Sep 17, 2026
Youth Savings
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly.Any balance | 0.15% | $15 | Dividends compounded and credited monthly. |
Sources (2)
All captured Sep 17, 2026
Holiday Club
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Sep 17, 2026
Who can join Volt Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Barry, Christian, Dade, Dallas, Greene, Jasper, Lawrence, McDonald, Newton, Polk, Stone, Taney, or Webster County, Missouri, or who have a family member who does.
Employers and groups
- Membership is open to individuals who work for one of Volt Credit Union's Select Employee Groups (SEGs).
Military, government and schools
- Membership is open to individuals who work for Volt Credit Union, the Missouri Credit Union Association, or another Missouri credit union.
Family and household
- Membership is open to individuals who are related to an existing Volt Credit Union member.
Membership information collected October 4, 2026.