Credit union · NCUA insured
Multipli Credit Union Savings Rates
Top CarrotMultipli Credit Union’s best savings rate is 1.30% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Multipli Credit Union’s savings rates compare
Compared with banks and credit unions near Columbia, MO, where Multipli Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Multipli Credit Union
1.30%APY
- Minimum
- $0
- Earns on $10,000 a year
- $130
Money Market
Top rate
Commercial Trust Company
3.81%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Multipli Credit Union savings score
88
Savings score
Higher than 82% of U.S. banks and credit unions
- $1,000 balance$1,0000.85%
- $10,000 balance$10,0001.30%
- $100,000 balance$100,0003.05%
- QualifiedQualified1.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Multipli Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Platinum Money Market
Up to 4.00%APY
No monthly fees. Limit 1 withdrawal per month. Monthly dividends. $100,000 minimum balance to avoid a service fee and earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,000 – $249,999 | 3.05% | — | |
| $250,000 and upMust deposit $250,000 or more to earn highest yield. | 4.00% | — | Must deposit $250,000 or more to earn highest yield. |
Money Market
1.30%APY
No monthly fees. Limit 3 withdrawals per month. Monthly dividends. Minimum balance of $1,000 to earn dividends and avoid a service fee; $0 minimum opening balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $9,999 | 0.85% | — |
| $10,000 – $24,999 | 1.30% | $130 |
| $25,000 – $99,999 | 1.80% | — |
| $100,000 and up | 2.20% | — |
Member Share
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $10,000 | 0.05% | $5 |
| $10,001 – $25,000 | 0.20% | — |
| $25,000 and up | 0.20% | — |
Tag It And Save
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Special-purpose accounts
HSA – Health Savings Account
1.00%APY
Must be covered under a High-Deductible Health Insurance Plan (HDHP).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required.Any balance | 1.00% | $100 | No minimum balance required. |
Join with Coins
0.39%APY on $10,000
For ages 14 and under.
| Part of the balance | Rate on that part |
|---|---|
| Up to $500 | 5.00% |
| $500 and up | 0.15% |
On $10,000 the tiers blend to about 0.39% APY, earning $39 a year.
Who can join Multipli Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible to join Multipli Credit Union if you live, work, or regularly conduct business in Audrain, Boone, Callaway, Camden, Christian, Cole, Cooper, Dade, Dallas, Greene, Howard, Lawrence, Miller, Moniteau, Osage, Polk, and Webster Counties in Missouri.
Membership information collected October 4, 2026.