Credit union · NCUA insured
Volt Credit Union
A $84.2M credit union headquartered in Springfield, MO, with 7,042 members and 3 branches in Missouri. Best rates: CDs 3.60% and savings 1.11% APY.
Volt Credit Union Carrot Score
78
Carrot Score
Higher than 46% of U.S. banks and credit unions
#13 of 27 in Springfield, MO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Volt Credit Union
Volt Credit Union is a member-owned financial cooperative based in Springfield, Missouri, serving members since 1935.
Founded as Springfield MFA Employees Credit Union, it became Mid America Credit Union in 1972, rebranded to Community Financial Credit Union in 1999, and transformed into Volt Credit Union in 2018.
- Headquarters
- 2624 W Republic Rd, Springfield, MO 65807
- NCUA charter
- 63389
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Barry, Christian, Dade, Dallas, Greene, Jasper, Lawrence, McDonald, Newton, Polk, Stone, Taney, or Webster County, Missouri, or who have a family member who does.
Employers and groups
- Membership is open to individuals who work for one of Volt Credit Union's Select Employee Groups (SEGs).
Military, government and schools
- Membership is open to individuals who work for Volt Credit Union, the Missouri Credit Union Association, or another Missouri credit union.
Family and household
- Membership is open to individuals who are related to an existing Volt Credit Union member.
Branches
3 branches in Missouri
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Missouri
3 branches
- Republic RoadMain office2624 W Republic Rd, Springfield, MO 65807Directions
- Hillcrest HS3319 N Grant Ave, Springfield, MO 65803Directions
- Kansas & Kearney2440 N Kansas Expy, Springfield, MO 65803Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.39% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.14% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.92% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $77 | $59 | — |
- CapitalNet worth ratio8.39%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.14%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.92%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$77Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Volt Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.