Bank · FDIC insured
CS Bank Savings Rates
CS Bank’s best savings rate is 1.25% APY, with its Kasasa Saver, with extra requirements. Rates checked October 22, 2026.
How CS Bank’s savings rates compare
Compared with banks and credit unions in Arkansas, where CS Bank has the most branches. $10,000, best rate first.
This bank’s best
CS Bank
1.25%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $125
Kasasa Saver
Top rate
First Service Bank
4.64%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $464
2nd-highest rate
Gateway Bank
4.08%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $408
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.25%APY
Must be linked to a Kasasa Cash Plus or Kasasa Cash Back checking account. Must maintain residency in CS Bank's market area. Limit one per SSN. Requires eStatements to avoid $7.50 monthly paper statement fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Qualifications met on linked Kasasa Cash Plus or Kasasa Cash Back account during Monthly Qualification Cycle. Interest rate is 1.24%. | 1.25% | $125 | Qualifications met on linked Kasasa Cash Plus or Kasasa Cash Back account during Monthly Qualification Cycle. Interest rate is 1.24%. |
| Any balanceQualifications not met on linked Kasasa checking account. Interest rate earned on entire daily balance is 0.01%. | 0.01% | $1 | Qualifications not met on linked Kasasa checking account. Interest rate earned on entire daily balance is 0.01%. |
| Over $50,000Qualifications met on linked Kasasa checking account. 0.25% interest rate paid on portion of balance over $50,000, resulting in an APY range from 1.25% to 0.25% (or 0.26%). | 0.25% | — | Qualifications met on linked Kasasa checking account. 0.25% interest rate paid on portion of balance over $50,000, resulting in an APY range from 1.25% to 0.25% (or 0.26%). |
Special-purpose accounts
NextGen Saver
0.50%APY
Available to individuals aged 14 to 28 years old. Requires linking to Kasasa Cash Back or Simple Checking account. Limit one account per SSN. Requires eStatements to avoid $7.50 monthly paper statement fee. Includes a one-time $25 bonus after 90 days when qualifications are met.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Qualifications met: at least 15 debit card purchases on linked checking account and at least $100 deposited into NextGen Saver account per monthly qualification cycle. | 5.25% | — | Qualifications met: at least 15 debit card purchases on linked checking account and at least $100 deposited into NextGen Saver account per monthly qualification cycle. |
| Any balanceQualifications not met during Monthly Qualification Cycle. All balances in the account earn 0.50% APY. | 0.50% | $50 | Qualifications not met during Monthly Qualification Cycle. All balances in the account earn 0.50% APY. |
| Over $2,500Qualifications met: at least 15 debit card purchases on linked checking and at least $100 monthly deposit. 0.50% interest rate paid on portion of daily balance over $2,500, resulting in an APY range from 5.25% to 0.50%. | 0.50% | $50 | Qualifications met: at least 15 debit card purchases on linked checking and at least $100 monthly deposit. 0.50% interest rate paid on portion of daily balance over $2,500, resulting in an APY range from 5.25% to 0.50%. |
Sources (3)
All captured Sep 19, 2026
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