Compare Bank & Credit Union Rates
Best savings rates in Missouri
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Missouri
- 0.60%APY$60 a year on $10,000
Requirements
Product: Must purchase a $1.00 share to join the credit union.
Offer: Dividends are paid only on accounts with an average daily balance of $100.00 or more. Compounded and credited monthly.
0.60% interest rate · Effective Jan 1, 2026
Rate checked
More details - St. Louis Policemen's Credit UnionSavingsSavings · $25 min · 0.50%–0.70% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Opening a savings account requires $1 for a membership fee and $25 that has to remain in the account at all times.
Offer: Up to $5,000. Opening requires $1 membership fee and $25 minimum balance.
0.50% interest rate
Rate by balance
Rate by balance for Savings Balance APY Up to $5,000 0.50%* $5,000 – $40,000Your amount$5,000 – $40,000. 0.60%* $40,000 and upOver $40,000. 0.70%* Rate checked
More details - First State Bank of St. CharlesPersonal Money MarketPersonal Money Market · $1,000 min · 0.60%–0.85% by balance
Bank · 5 branches
0.60%APY$60 a year on $10,000Requirements
Product: Effective Date: 09/15/2026. Monthly service fee is $0 ($10 if balance falls below $1,000). Rates and fees subject to change after account opening.
Offer: Monthly fee is $0 ($10 if balance falls below $1,000).
0.60% interest rate · No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $49,999Your amount 0.60% $50,000 – $199,999 0.65% $200,000 and up 0.85% Rate checked
More details - District One Highway Credit UnionRegular Share Savings AccountSavings · $25 min
Credit union · 1 branch
0.60%APY$60 a year on $10,000intro rateRequirements
Product: Maintained with a minimum balance of $25.00 representing partial ownership of the credit union.
Offer: Quarter: 2nd QTR 2026. Earns quarterly dividends.
Promotional rate · 0.60% interest rate
Rate checked
More details - Interfaith Federal Credit UnionMoney Market Multiplier AccountMoney Market Multiplier Account · $2,000 min · 0.50%–0.60% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Minimum balance of $2,000 to earn dividends and avoid fee. Dividends compounded and credited monthly. Allows up to 3 checks and 3 transfers per month. A $15 fee applies if balance falls below $2,000 or if more than 6 transactions occur in a monthly period.
Offer: Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum.
0.50% interest rate · $15 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Multiplier Account Balance APY $2,000 – $4,999 0.50% $5,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.55% $50,000 – $99,999 0.60% $100,000 and up 0.60% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Monthly balance fee of $2.00 imposed if balance falls below $500.00 any day of the month.
Offer: Monthly fee of $2.00 imposed if balance falls below $500.00 any day of the month.
0.55% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Earn monthly dividends $5.00 fee per withdrawal after one per month No minimum balance No monthly fee
Offer: Earn monthly dividends. $5.00 fee per withdrawal after 1 allowed per month. No minimum balance. No monthly fee.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Initial deposit of $10.00 covers your membership fee. Great rates No monthly fee Free Digital Banking and Bill Pay A JMAFCU debit card with a checking account Direct Deposit Available
Offer: Must maintain a minimum average daily balance of $100 to earn dividends. Rates on variable rate accounts (i.e. Share Savings, Checking, and Super Savings) could change after account opening.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Exchange Bank & TrustMoney Market AccountMoney Market Account · $500 min · 0.50%–1.80% by balance
Bank · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Interest is compounded and credited monthly. A $5.00 service fee applies if exceeding 4 withdrawals per statement cycle.
0.50% interest rate · No monthly fee · Effective Apr 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.55% $25,000 – $50,000 0.80% $50,000 – $100,000 0.95% $100,000 – $250,000 1.35% $250,000 and up 1.80% Rate checked
More details - Raytown-Lee's Summit Community Credit UnionMoney ManagerMoney Manager · $2,500 min
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Allows up to 6 transactions per month.
Offer: Dividends compounded and credited monthly; dividend period is calendar month. Dividend rate and APY may change at any time.
0.50% interest rate
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Online account opening is only available to residents of Missouri, Arkansas, Illinois, Kansas, and Iowa. Quarterly interest accrual and compounding.
0.50% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest is compounded and credited quarterly. Minimum daily balance of $50 required to avoid a $5 monthly service charge. Limit of 6 withdrawals per month; excess withdrawals are $3 each. Closing fees may apply if closed within 7 months.
Offer: Applies to balances below $500. Monthly fee waived if minimum daily balance of $50 is maintained.
0.35% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for FCB Savings Account Balance APY Up to $500 0.35% $500 and upYour amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Membership Share deposit is $25.00 Online Member Access Dividends calculated on daily balance Can be linked to Debit Card (ATM only, no point of sale) Online transfers available through Online Member Access
Offer: You must maintain at least a $25 balance in your account in order to earn dividends. Dividends are paid quarterly.
0.50% interest rate · Effective Jan 1, 2024
Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details - National Police FCUMoney Market AccountMoney Market Account · $500 min · 0.50%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends paid quarterly and reflected on statement. $15 monthly fee if average daily balance falls below $500.
Offer: Fee waived if average daily balance is $500 or higher.
0.50% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 and up 1.26% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Missouri
488 accounts at 187 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch