Credit union · NCUA insured
Community First Credit Union
A $8.3M credit union headquartered in Hannibal, MO, with 1,186 members and 1 branch in Missouri. Best rates: CDs 3.29% and savings 0.60% APY.
Community First Credit Union Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#6 of 9 in Hannibal, MO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Community First Credit Union
Chartered in 1952 as Division #3 Highway Credit Union in Missouri, Community First Credit Union serves anyone who lives or works in Marion or Ralls Counties.
The member-owned financial cooperative is headquartered in Hannibal, Missouri.
- Headquarters
- 6460 Interstate Ct, Hannibal, MO 63401
- NCUA charter
- 64746
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Marion and/or Ralls Counties is eligible for membership.
Family and household
- Immediate family members of existing members (including spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin, or legal guardian, and step, in-law, and adoptive relationships) are eligible for membership.
Branches
1 branch in Missouri
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Missouri
1 branch
- Main OfficeMain office6460 Interstate Ct, Hannibal, MO 63401Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.52% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.26% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.14% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $89 | $59 | — |
- CapitalNet worth ratio11.52%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.26%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.14%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$89Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Community First Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.