Credit union · NCUA insured
Legacy Credit Union
A $25.4M credit union headquartered in Joplin, MO, with 3,203 members and 1 branch in Missouri. Best rates: CDs 4.06% and savings 0.50% APY.
Legacy Credit Union Carrot Score
75
Carrot Score
Higher than 38% of U.S. banks and credit unions
#8 of 15 in Joplin, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Legacy Credit Union
- Headquarters
- 3202 Indiana Ave, Joplin, MO 64804-4037
- NCUA charter
- 64708
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Doctors, nurses, and clinical staff in the medical field in the credit union's area are eligible for membership.
Military, government and schools
- Employees of the City of Carthage are eligible for membership.
- Employees of the City of Duquesne are eligible for membership.
- Employees of the City of Joplin are eligible for membership.
- Employees of the City of Webb City are eligible for membership.
- Local, state, and federal government employees in the credit union's area are eligible for membership.
7 more ways to join
Military, government and schools
- Faculty, staff, students, and alumni of all colleges and universities in the credit union's area are eligible for membership.
- Employees of the Jasper County Sheriff department are eligible for membership.
- Teachers, administrators, and staff in K-12 education in the credit union's area are eligible for membership.
- Employees of Missouri Department of Transportation (Southwest District) are eligible for membership.
- Employees of Missouri State Highway Patrol (Troop D) are eligible for membership.
- Employees, students, and alumni of Missouri Southern State University are eligible for membership.
Family and household
- Family members of employees working at eligible employers or in eligible employment fields are eligible for membership.
Branches
1 branch in Missouri
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Missouri
1 branch
- Legacy Credit UnionMain office3202 Indiana Ave, Joplin, MO 64804Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.47% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.60% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.47% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $72 | $59 | — |
- CapitalNet worth ratio17.47%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.60%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.47%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$72Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Legacy Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.