Credit union · NCUA insured
Community First Credit Union Savings Rates
Community First Credit Union’s best savings rate is 0.60% APY on $10,000, with its Regular Share Savings. Rates checked October 16, 2026.
How Community First Credit Union’s savings rates compare
Compared with banks and credit unions near Hannibal, MO, where Community First Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Community First Credit Union
0.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $60
Regular Share Savings
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
HomeBank
1.16%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $116
Community First Credit Union savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community First Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings
0.60%APY
Must purchase a $1.00 share to join the credit union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are paid only on accounts with an average daily balance of $100.00 or more. Compounded and credited monthly.$100 and up | 0.60% | $60 | Dividends are paid only on accounts with an average daily balance of $100.00 or more. Compounded and credited monthly. |
Sources (3)
- mycommunityfirstcu.com/services.html
- mycommunityfirstcu.com/assets/…n-Savings-Disclosure.pdf
- mycommunityfirstcu.com/rates.html
All captured Sep 17, 2026
Who can join Community First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Marion and/or Ralls Counties is eligible for membership.
Family and household
- Immediate family members of existing members (including spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin, or legal guardian, and step, in-law, and adoptive relationships) are eligible for membership.
Membership information collected October 4, 2026.