Credit union · NCUA insured
District One Highway Credit Union Savings Rates
District One Highway Credit Union’s best savings rate is 0.60% APY on $10,000, with its Regular Share Savings Account. Rates checked October 16, 2026.
How District One Highway Credit Union’s savings rates compare
Compared with banks and credit unions near St. Joseph, MO-KS, where District One Highway Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
District One Highway Credit Union
0.60%APY
- Minimum
- —
- Earns on $10,000 a year
- $60
Regular Share Savings Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
North American Savings Bank
3.60%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $360
District One Highway Credit Union savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where District One Highway Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Savings Account
0.60%APY
Maintained with a minimum balance of $25.00 representing partial ownership of the credit union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upQuarter: 2nd QTR 2026. Earns quarterly dividends.$25 and up | 0.60% | $60 | Quarter: 2nd QTR 2026. Earns quarterly dividends. |
Sources (1)
- district1hwycu.org/savings.php · captured Sep 17, 2026
Special-purpose accounts
IRAs
1.26%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQuarter: 3rd QTR 2026.Any balance | 1.26% | $126 | Quarter: 3rd QTR 2026. |
Sources (1)
- district1hwycu.org/savings.php · captured Sep 17, 2026
Christmas/Special Savings Accounts
0.60%APY
Can be used for any purpose. For Christmas Club, credit union issues a check for the balance the first part of October each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQuarter: 2nd QTR 2026. No minimum deposit required.Any balance | 0.60% | $60 | Quarter: 2nd QTR 2026. No minimum deposit required. |
Sources (1)
- district1hwycu.org/savings.php · captured Sep 17, 2026
Who can join District One Highway Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Full-time, permanent part-time employees, and retirees of MoDOT (Northwest District) and MSHP (Troop H) are eligible to join.
Family and household
- Immediate family members of eligible MoDOT (Northwest District) and MSHP (Troop H) employees and retirees are eligible to join.
Cost to join
- Members must establish and maintain a minimum share deposit of $25.00 (one full share) in a Share Account within one month of application.
Membership information collected October 4, 2026.