Credit union · NCUA insured
Legacy Credit Union Savings Rates
Legacy Credit Union’s best savings rate is 0.50% APY on $10,000, with its Piggy Bank. Rates checked October 16, 2026.
How Legacy Credit Union’s savings rates compare
Compared with banks and credit unions near Joplin, MO-KS, where Legacy Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Legacy Credit Union
0.50%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $50
Savings (Share) Account
Top rate
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Legacy Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Legacy Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Piggy Bank
0.50%APY
No minimum deposit required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- yourlcu.com/personal/savings · captured Sep 17, 2026
Savings (Share) Account
0.50%APY
Membership Share deposit is $25.00 Online Member Access Dividends calculated on daily balance Can be linked to Debit Card (ATM only, no point of sale) Online transfers available through Online Member Access
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upYou must maintain at least a $25 balance in your account in order to earn dividends. Dividends are paid quarterly.$25 and up | 0.50% | $50 | You must maintain at least a $25 balance in your account in order to earn dividends. Dividends are paid quarterly. |
Sources (1)
- yourlcu.com/personal/savings · captured Oct 16, 2026
Special-purpose accounts
Christmas Club
0.50%APY
No minimum deposit required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- yourlcu.com/personal/savings · captured Sep 17, 2026
Vacation Club
0.50%APY
No minimum deposit required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- yourlcu.com/personal/savings · captured Sep 17, 2026
Who can join Legacy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Doctors, nurses, and clinical staff in the medical field in the credit union's area are eligible for membership.
Military, government and schools
- Employees of the City of Carthage are eligible for membership.
- Employees of the City of Duquesne are eligible for membership.
- Employees of the City of Joplin are eligible for membership.
- Employees of the City of Webb City are eligible for membership.
- Local, state, and federal government employees in the credit union's area are eligible for membership.
7 more ways to join
Military, government and schools
- Faculty, staff, students, and alumni of all colleges and universities in the credit union's area are eligible for membership.
- Employees of the Jasper County Sheriff department are eligible for membership.
- Teachers, administrators, and staff in K-12 education in the credit union's area are eligible for membership.
- Employees of Missouri Department of Transportation (Southwest District) are eligible for membership.
- Employees of Missouri State Highway Patrol (Troop D) are eligible for membership.
- Employees, students, and alumni of Missouri Southern State University are eligible for membership.
Family and household
- Family members of employees working at eligible employers or in eligible employment fields are eligible for membership.
Membership information collected October 4, 2026.