Compare Bank & Credit Union Rates
Best savings rates in Springfield, MO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Springfield, MO
- 0.15%APY$15 a year on $10,000
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires depositing or maintaining minimum required share(s) ($5.00 par value, 1 share) in Primary Share account for membership.
Offer: Minimum daily balance to avoid a service fee is $100.00. Minimum daily balance to earn stated APY is $100.00. Dividends compounded and credited monthly.
0.15% interest rate · Effective Dec 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum daily balance to earn stated APY is $100.00. Dividends compounded monthly and credited daily.
0.15% interest rate · Compounded monthly · Effective Dec 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest compounded daily; accounts opened after 3-1-2019 opting for paper statements charged $3.00/statement cycle (no fee for eStatements)
Offer: No minimum balance required to obtain APY; interest compounded daily; accounts opened after 3-1-2019 opting for paper statements charged $3.00/statement cycle (no fee for eStatements)
Compounded daily · Effective Jul 15, 2020
Rate checked
More details - The Bank of MissouriHigh Performance SavingsSavings · $10,000 min · 0.10%–0.21% by balance
Bank · 3 branches
0.12%APY$12 a year on $10,000Requirements
Offer: Compounding semi-annually. Interest paid semi-annually.
0.10% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for High Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.12% $50,000 – $100,000 0.15% $100,000 and up 0.21% Rate checked
More details - America's Credit UnionMoney Market Checking AccountMoney Market Checking Account · $2,500 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fees when the average daily balance is above $500. Allows up to three checks and up to three non-check withdrawals or transfers per month without penalty. Fees could reduce earnings.
Offer: Earns interest on balances from $1,000 to $9,999.99.
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $1,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $300,000 0.10% $300,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires Momentum+ Rewards Checking account. Minimum opening deposit of $25. Balances over $75,000 earn APY above deposit maximum (0.10%). Dividend rate subject to change without notice.
Offer: Direct deposit in Momentum+ Rewards Checking below $1,500 (or base rate).
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: With a $200 balance or more, there is no monthly fee; balances of $200 or less have a $2 per month fee.
Offer: Interest earned on all balances. Monthly fee waived with $200 balance or more.
$2 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Quarterly service charge of $5 if daily balance falls below $100.
Offer: Compounding semi-annual. Interest paid semi-annually. Quarterly service charge of $5 if daily balance falls below $100.
0.10% interest rate · Effective Oct 4, 2026
Rate checked
More details - Phelps County BankPremier Money Market AccountPremier Money Market Account · $50 min · 0.05%–0.65% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Account requires a $50.00 minimum initial deposit. This is a limited transaction account. The interest rate and annual percentage yield may change after account opening.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.65% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum amount for deposit is $500. Dividend rates are subject to change.
0.10% interest rate · Effective Dec 31, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership in Metro Credit Union by depositing and maintaining a minimum balance of $20.00. Competitive rates paid quarterly on all balances over $100. Limit of 5 withdrawals per month free of charge.
Offer: Minimum amount for deposit is $500. Dividend rates are subject to change. Rates paid quarterly on balances over $100.
0.10% interest rate · Effective Dec 31, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A $25 minimum balance is required. 6 withdrawals are allowed per month (excluding ATM or in-person withdrawals). A minimum balance of $100 is required to earn dividends. Dividends accrue on the average daily balance and are paid quarterly.
Offer: Must maintain a minimum balance of $100 to earn dividends.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires a primary savings account number to set up. No minimum balance requirement.
Offer: No minimum balance requirement.
0.10% interest rate
Rate checked
More details - Sullivan BankMoney Market CheckingMoney Market Checking · $2,500 min · 0.05%–0.40% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: APY assumes monthly compounding and is calculated using the daily balance method.
Offer: Under $2,500
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,500 0.05% $2,500 – $9,999$2,500-$9,999 0.10% $10,000 – $24,999Your amount$10,000-$24,999 0.10% $25,000 – $49,999$25,000-$49,999 0.15% $50,000 – $99,999$50,000-$99,999 0.35% $100,000 and up$100,000 & over 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Springfield, MO
84 accounts at 26 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.10%
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Springfield, MO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Multipli Credit UnionCredit union · 3 branches
- UMB BankBank · 2 branches
- BluCurrent Credit UnionCredit union · 5 branches