Bank · FDIC insured
The Bank of Missouri Savings Rates
The Bank of Missouri’s best savings rate is 0.12% APY on $10,000, with its High Performance Savings. Rates checked October 16, 2026.
How The Bank of Missouri’s savings rates compare
Compared with banks and credit unions near Springfield, MO, where The Bank of Missouri has the most branches. $10,000, best rate first.
This bank’s best
The Bank of Missouri
0.12%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $12
High Performance Savings
Top rate
Metro Credit Union
5.09%APY
- Minimum
- —
- Earns on $10,000 a year
- $509
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
The Bank of Missouri savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.12%
- $100,000 balance$100,0000.21%
- QualifiedQualified0.12%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Bank of Missouri ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Performance Savings
0.12%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Compounding semi-annually. Interest paid semi-annually. | 0.10% | — | Compounding semi-annually. Interest paid semi-annually. |
| $10,000 – $50,000Compounding semi-annually. Interest paid semi-annually. | 0.12% | $12 | Compounding semi-annually. Interest paid semi-annually. |
| $50,000 – $100,000Compounding semi-annually. Interest paid semi-annually. | 0.15% | — | Compounding semi-annually. Interest paid semi-annually. |
| $100,000 and upCompounding semi-annually. Interest paid semi-annually. | 0.21% | — | Compounding semi-annually. Interest paid semi-annually. |
Sources (2)
All captured Oct 5, 2026
Money Market Plus
0.07%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Compounding: monthly | 0.07% | $7 | Compounding: monthly |
| $25,000 – $100,000Rate applies to balance $25,000-$99,999.99; Min balance to obtain APY: $25,000. | 0.10% | — | Rate applies to balance $25,000-$99,999.99; Min balance to obtain APY: $25,000. |
| $100,000 and upCompounding: monthly | 0.12% | — | Compounding: monthly |
Sources (1)
- bankofmissouri.com/personal/bank/rates · captured Oct 5, 2026
Statement Savings
0.10%APY
Quarterly service charge of $5 if daily balance falls below $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Compounding semi-annual. Interest paid semi-annually. Quarterly service charge of $5 if daily balance falls below $100.Over $0 | 0.10% | $10 | Compounding semi-annual. Interest paid semi-annually. Quarterly service charge of $5 if daily balance falls below $100. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Health Savings Account
0.10%APY
Must be enrolled in an HSA-qualified high deductible health plan (HDHP). 2026 contribution limit: up to $4,400 for individuals, $8,750 for families. Cannot be covered by any other health plans, including Medicare, unless additional plans are HDHPs; cannot be claimed as a dependent.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Compounding monthly. Must be enrolled in an HSA-qualified high deductible health plan (HDHP).Over $0 | 0.10% | $10 | Compounding monthly. Must be enrolled in an HSA-qualified high deductible health plan (HDHP). |
Sources (3)
- bankofmissouri.com/personal/bank/health-savings-accounts
- bankofmissouri.com/personal/bank/rates
- bankofmissouri.com/personal/bank/savings
All captured Oct 5, 2026
Show Me Savers
0.10%APY
For savers age 18 and under. Includes a Show Me Savers frequent deposit card.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0For savers age 18 and under. Compounding semi-annual. Interest paid semi-annually.Over $0 | 0.10% | $10 | For savers age 18 and under. Compounding semi-annual. Interest paid semi-annually. |
Sources (3)
- bankofmissouri.com/personal/bank/rates
- bankofmissouri.com/personal/bank/savings
- bankofmissouri.com/personal/bank/savings/show-me-savers
All captured Oct 5, 2026
Christmas Club
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Compounding annual.Over $0 | 0.05% | $5 | Compounding annual. |
Sources (1)
- bankofmissouri.com/personal/bank/rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.