Bank · FDIC insured
Phelps County Bank Savings Rates
Phelps County Bank’s best savings rate is 0.10% APY on $10,000, with its Premier Money Market Account. Rates checked October 16, 2026.
How Phelps County Bank’s savings rates compare
Compared with banks and credit unions near Rolla, MO, where Phelps County Bank has the most branches. $10,000, best rate first.
This bank’s best
Phelps County Bank
0.10%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $10
Premier Money Market Account
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Southern Bank
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Phelps County Bank savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Phelps County Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market Account
0.10%APY
Account requires a $50.00 minimum initial deposit. This is a limited transaction account. The interest rate and annual percentage yield may change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 – $25,000 | 0.10% | $10 |
| $25,000 and up | 0.65% | — |
Personal Savings
0.05%APY
Limited transaction account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest rate and APY may change after account opening.Any balance | 0.05% | $5 | Interest rate and APY may change after account opening. |
Special-purpose accounts
Minor Savings
1.00%APY
Designed for children ages 17 or younger with a parent or guardian on the account. Students between the ages of 12–17 must be on the account with a parent or guardian. Limited transaction account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest rate and APY may change after account opening.Any balance | 1.00% | $100 | Interest rate and APY may change after account opening. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.