Compare Bank & Credit Union Rates
Best savings rates in Springfield, MO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Springfield, MO
- 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires an open and active OMB High Interest Checking or OMB Rewards Checking account to qualify for highest rates. Limit 1 account per Social Security number. Up to 8 withdrawals or transfers per calendar month.
Offer: Qualifying rate tier when monthly qualification requirements of linked checking account are met.
Qualified rate · 1.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
- 1.00%APY$100 a year on $10,000
- 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking with automatic transfers of earnings. e-Statements required to open and maintain the account. No monthly maintenance fees.
Offer: When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during a Monthly Qualification Cycle (at least 12 debit card purchases post and settle, at least 1 ACH credit or payment post and settle, enrolled in e-statements). Paid on the portion of daily balance <= $50,000.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Apr 4, 2023
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and upWhen qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during a Monthly Qualification Cycle. 0.53% Rate checked
More details - Academy BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.60%–2.20% by balance
Bank · 5 branches
0.75%APY$75 a year on $10,000intro rateRequirements
Product: No monthly service charge when you maintain a minimum balance of $1,000 per monthly statement cycle; otherwise, a monthly service charge of $10 applies. 6 transactions per statement cycle allowed. Free eStatements or $5 paper statements. Closing new accounts within 90 days of opening results in a $25 early closure fee. Up to $100,000 ACH funding possible when opening online.
Offer: Standard tiered rate. Monthly service fee waived with $1,000 minimum balance per statement cycle. Rate may change daily; compounded and credited monthly.
Promotional rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.60% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.10% $100,000 – $250,000 1.50% $250,000 and up 2.20% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Interest is paid on a monthly basis. $2,500 monthly minimum balance must be maintained to earn dividends. $10 monthly fee applies if balance falls below $2,500. Limit of 6 transactions per month free of charge.
Offer: Must maintain a $2,500 monthly minimum balance to earn dividends; $10 monthly service fee if balance falls below $2,500. Minimum deposit amount is $2,500.
0.75% interest rate · $10 monthly fee · Effective Dec 31, 2025
Rate checked
More details - O'Bannon BankMoney Market DepositMoney Market Deposit · $1,000 min · 0.45%–2.02% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Monthly service charge of $10.00 waived by maintaining an average daily balance of $1,000 or more.
Offer: No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more.
0.45% interest rate · $10 monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Balance APY Up to $50,000Your amount 0.45% $50,000 – $100,000Blended APY range: 0.45% - 0.60%. 0.75%* $100,000 – $200,000Blended APY range: 0.60% - 0.80%. 1.01%* $200,000 – $500,000Blended APY range: 0.80% - 1.23%. 1.51%* $500,000 and upBlended APY range: 1.23% - 2.02%. 2.02%* Rate checked
More details - Sullivan BankElite Money MarketElite Money Market · $2,500 min · 0.35%–3.50% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Offer: Balances below $200,000
Effective Jan 13, 2023
Rate by balance
Rate by balance for Elite Money Market Balance APY Up to $200,000Your amount 0.35% $200,000 and up 3.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Qualified; balances above $25,000
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Qualified; balances above $25,000
Rate checked
More details - Mid-Missouri BankMoney Market AccountMoney Market Account · $1,000 min · 0.20%–0.30% by balance
Bank · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance.
Offer: Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance.
$10 monthly fee · Effective Apr 4, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.20% $2,500 – $9,999 0.25% $10,000 – $24,999Your amount 0.30% $25,000 – $49,999 0.30% $50,000 and up 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Standard savings account. $4.00 monthly service fee can be waived by maintaining a minimum daily balance of $300.00 (or average monthly balance of $300) or enrolling in online statements. 6 free withdrawals per month; after that, $1 per withdrawal.
Offer: Applies to balances $0.01 - $25,000.00. Rates subject to change daily.
Balance cap $25,000 · $4 monthly fee
Rate checked
More details - Assemblies of God Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: 6 withdrawals with no fees per calendar month. $10 monthly fee if balance falls below $2,500. Minimum balance of $2,500 required to earn dividends. Compounded monthly.
Offer: $10 monthly fee if balance falls below $2,500; minimum balance of $2,500 required to earn dividends; compounded monthly.
0.25% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 6, 2025
Rate checked
More details - Multi-States Credit UnionMain Savings AccountSavings · $200 min · 0.05%–0.50% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Membership account. Minimum balance requirement of $10. Interest is earned on balances over $200 each day and calculated on the average daily balance.
Offer: Interest earned on balances over $200 each day, calculated on average daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Main Savings Account Balance APY $200 – $2,000 0.05% $2,000 – $10,000Your amount 0.20% Over $10,000 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Compounds Monthly.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Springfield, MO
84 accounts at 26 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.10%
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Springfield, MO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Multipli Credit UnionCredit union · 3 branches
- UMB BankBank · 2 branches
- BluCurrent Credit UnionCredit union · 5 branches