Bank · FDIC insured
OMB Bank
A $2.4B bank headquartered in Springfield, MO, with 10 branches in 2 states. Best rates: CDs 4.65% and savings 0.05% APY.
OMB Bank Carrot Score
76
Carrot Score
Higher than 40% of U.S. banks and credit unions
#14 of 27 in Springfield, MO metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About OMB Bank
OMB Bank is a locally owned community bank founded in 1999.
The bank operates as an SBA Preferred Lender and an MHDC Certified Lender.
- Headquarters
- 3570 S National Ave, Springfield, MO 65807
- FDIC certificate
- 8252 ↗
Branches
10 branches in 2 states
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Missouri
8 branches
Springfield area · 6
- Omb BankMain office3570 S National Ave, Springfield, MO 65807Directions
- Ash Grove Branch218 N Webster Ave, Ash Grove, MO 65604Directions
- Buffalo Branch1200 W Dallas St, Buffalo, MO 65622Directions
- Republic Rd Branch2423 W Republic Rd, Springfield, MO 65807Directions
- West Sunshine Branch1535 W Sunshine St, Springfield, MO 65807Directions
- Walnut Grove Drive Thru Branch101 E Main St, Walnut Grove, MO 65770Directions
Joplin area · 1
- Carthage Branch535 W Fir Rd, Carthage, MO 64836Directions
Mount Vernon area · 1
- Mt Vernon Branch510 W Mount Vernon Blvd, Mount Vernon, MO 65712Directions
Kansas
2 branches
- Lenexa Ks Branch8801 Renner Boulevard, Suite 401, Lenexa, KS 66219Directions
- Prairie Village Branch7500 State Line Rd, Prairie Village, KS 66208Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.16% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.83% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.30% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $100 | $88 | — |
- CapitalLeverage ratio9.16%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.83%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.30%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$100Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of OMB Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.