Compare Bank & Credit Union Rates
Best savings rates in Joplin, MO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Joplin, MO
- Southwest Missouri BankMoney Market Deposit AccountMoney Market Deposit Account · $0 min · 0.20%–0.40% by balance
Bank · 3 branches
0.25%APY$25 a year on $10,000intro rateRequirements
Product: All rates and APYs subject to change after the account is opened. Rates are effective for a limited time only. Fees could reduce earnings.
Promotional rate · 0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $9,999 0.20% $10,000 – $99,999Your amount 0.25% $100,000 – $249,999 0.30% $250,000 and up 0.40% Rate checked
More details - Multi-States Credit UnionMain Savings AccountSavings · $200 min · 0.05%–0.50% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Membership account. Minimum balance requirement of $10. Interest is earned on balances over $200 each day and calculated on the average daily balance.
Offer: Interest earned on balances over $200 each day, calculated on average daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Main Savings Account Balance APY $200 – $2,000 0.05% $2,000 – $10,000Your amount 0.20% Over $10,000 0.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum balance required to earn dividends and/or avoid monthly fees.
Effective Sep 16, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Minimum balance required to earn dividends and/or avoid monthly fees.
Effective Sep 16, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No service fee with $100 minimum daily balance, otherwise $2/month. Free electronic statements; $4/month paper statement fee.
Offer: No service fee with $100 minimum daily balance; $2/month if balance falls below $100. $100 minimum balance for rate table. Free electronic statements, $4/month if paper statements elected.
0.10% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest paid quarterly at current savings rate. Unlimited deposits and up to six withdrawals per quarter ($1 withdrawal fee per debit in excess of six per quarter). Transfers/withdrawals to another account or third parties by pre-authorized, automatic, or telephone transfer limited to six per month.
Offer: Batesville Region rate schedule. Interest paid quarterly.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum daily balance of $1,000 required to earn interest. Avoid $10 monthly service charge by maintaining a $1,000 minimum daily balance. Rate may change after account opening.
Offer: Avoid $10 monthly service charge by maintaining a $1,000 minimum daily balance. Rate may change after account opening.
$10 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $500,000 0.30% $500,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Avoid $7 quarterly service charge by maintaining a $100 minimum daily balance. Valid email address required for eStatements.
Offer: Rate accurate as of August 11, 2025; not an introductory rate; rate may change after account opening. Avoid $7 quarterly service charge with $100 minimum daily balance. Valid email address required for eStatements. Fees may reduce earnings.
Effective Aug 11, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Interest Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: Base rate applied to entire account balance if qualifications are not met during qualification cycle.
Qualified rate · 0.05% interest rate · Effective May 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Cash Back Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: Base rate applied to entire account balance if qualifications are not met during qualification cycle.
Qualified rate · 0.05% interest rate · Effective May 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking with automatic transfers of earnings. e-Statements required to open and maintain the account. No monthly maintenance fees.
Offer: Base rate applied to all balances if linked Kasasa Cash or Kasasa Cash Back qualifications are not met during the Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Apr 4, 2023
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Unlimited withdrawals each month. $3 monthly minimum balance fee waived for persons 17 and under and over 60.
Offer: Variable interest rate may change after account opening. $3 monthly fee if balance falls below $100 minimum; fee waived for persons 17 and under and over 60.
$3 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: $3 quarterly service charge avoided by maintaining a $100 minimum balance. Six transfers allowed each month (three by payment to third parties and three transfers and/or withdrawals); unlimited in-house withdrawals.
Offer: Competitive interest on entire balance. Minimum to earn interest is $0+. Avoid $3 quarterly service charge with $100 minimum balance.
Effective Apr 4, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Joplin, MO
35 accounts at 14 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.30%
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Joplin, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMB BankBank · 2 branches