Bank · FDIC insured
Guaranty Bank
A $2.4B bank headquartered in Springfield, MO, with 13 branches in Missouri. Best rates: CDs 4.49% and savings 0.10% APY.
Guaranty Bank Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#18 of 27 in Springfield, MO metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Guaranty Bank
Guaranty Bank serves southwest Missouri with 13 locations across Carthage, Joplin, Nixa, Neosho, Ozark, and Springfield.
- Headquarters
- 2144 E Republic Rd, Springfield, MO 65804
- FDIC certificate
- 58892 ↗
Branches
13 branches in Missouri
Loading map…
Missouri
13 branches
Springfield area · 8
- Guaranty BankMain office2144 E Republic Rd, Springfield, MO 65804Directions
- South Nixa Office709 W Mount Vernon St, Nixa, MO 65714Directions
- North Ozark Branch1701 W State Highway J, Ozark, MO 65721Directions
- 2006 South Glenstone Avenue Branch2006 S Glenstone Ave, Springfield, MO 65804Directions
- 2109 N Glenstone Branch2109 N Glenstone Ave, Springfield, MO 65803Directions
- 4343 South National Avenue Branch4343 S National Ave, Springfield, MO 65810Directions
- Battlefield Branch1341 W Battlefield St, Springfield, MO 65807Directions
- West Kearney Branch1909 W Kearney St, Springfield, MO 65803Directions
Joplin area · 5
- Carthage Branch312 W Central Ave, Carthage, MO 64836Directions
- Joplin Branch1429 E 32nd St, Joplin, MO 64804Directions
- Joplin Range Line Road Branch1936 S Range Line Rd, Joplin, MO 64804Directions
- Mcclelland Branch3016 Mc Clelland Blvd, Joplin, MO 64804Directions
- Neosho Branch1285 S Neosho Blvd, Neosho, MO 64850Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.34% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.88% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.95% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $98 | $88 | — |
- CapitalLeverage ratio12.34%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.88%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.95%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$98Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Guaranty Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.