Bank · FDIC insured
First Community Bank Savings Rates
First Community Bank’s best savings rate is 0.10% APY on $10,000, with its Savings Account. Rates checked October 22, 2026.
How First Community Bank’s savings rates compare
Compared with banks and credit unions near Jonesboro, AR, where First Community Bank has the most branches. $10,000, best rate first.
This bank’s best
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
Bloom With Us Green
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
3rd-highest rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
First Community Bank savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0001.00%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Bloom With Us Green
4.00%APY
Special rates apply if requirements are met. If not, rate defaults to .01%.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000If requirements are met. If not, rate defaults to .01%. | 4.00% | $400 | If requirements are met. If not, rate defaults to .01%. |
| Over $15,000If requirements are met. If not, rate defaults to .01%. | 0.20% | — | If requirements are met. If not, rate defaults to .01%. |
Sources (1)
- firstcommunity.net/rates/batesville-region · captured Oct 4, 2026
Loyalty First Money Market
0.10%APY
1 free withdrawal per statement cycle ($49.00 each additional withdrawal). Interest compounded monthly. Rates subject to change. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000For balances < $100,000. 1 free withdrawal per statement cycle ($49.00 each additional withdrawal). Rates subject to change. Fees may reduce earnings. | 0.10% | $10 | For balances < $100,000. 1 free withdrawal per statement cycle ($49.00 each additional withdrawal). Rates subject to change. Fees may reduce earnings. |
| $100,000 and upFor balances > $100,000. 1 free withdrawal per statement cycle ($49.00 each additional withdrawal). Rates subject to change. Fees may reduce earnings. | 1.00% | — | For balances > $100,000. 1 free withdrawal per statement cycle ($49.00 each additional withdrawal). Rates subject to change. Fees may reduce earnings. |
Sources (2)
All captured Oct 4, 2026
Savings Account
0.10%APY
Interest paid quarterly at current savings rate. Unlimited deposits and up to six withdrawals per quarter ($1 withdrawal fee per debit in excess of six per quarter). Transfers/withdrawals to another account or third parties by pre-authorized, automatic, or telephone transfer limited to six per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBatesville Region rate schedule. Interest paid quarterly.Any balance | 0.10% | $10 | Batesville Region rate schedule. Interest paid quarterly. |
Special-purpose accounts
Christmas Club
4.00%APY
Interest paid annually at maturity (checks available the first week in November). Maximum deposit amount is $5,000 with a limit of two accounts per household/family. One penalty-free withdrawal allowed during the year; additional withdrawals are $5.00 each. Transfers/withdrawals to another account or third parties by pre-authorized, automatic, or telephone transfer limited to six per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Batesville Region rate schedule. Interest paid at maturity.Up to $5,000 | 4.00% | — | Batesville Region rate schedule. Interest paid at maturity. |
Youth Savings Account
0.35%APY
Squirrel Squad account for children. Interest paid quarterly. Unlimited deposits, up to 6 withdrawals per statement cycle ($1 withdrawal fee per debit in excess of six per statement cycle). Transfers/withdrawals to another account or third parties by pre-authorized, automatic, or telephone transfer limited to six per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceBatesville Region rate schedule (listed as Squirrels Club). Interest paid quarterly.Any balance | 0.35% | $35 | Batesville Region rate schedule (listed as Squirrels Club). Interest paid quarterly. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.