Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 286–300 results in Minnesota
- 0.20%APY$20 a year on $10,000
Requirements
Product: Quarterly service fee of $7.00 when balance drops below $25 any day in the quarterly cycle. $1.00 per debit fee for each debit in excess of 18 debits per quarterly statement cycle.
Offer: Minimum qualifying balance to avoid fees is $25.00.
0.20% interest rate · Effective Jul 24, 2023
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounds quarterly. Service charge of $6 per quarter if balance is below an average ledger balance of $50.
Offer: Minimum balance to obtain APY and earn interest is $100.00 ($25 minimum for minors). Service charge of $6 per quarter if below average ledger balance of $50.
0.20% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Your interest rate may change after the account is opened. Your interest rate and APY may vary. Fees could reduce earnings.
0.20% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Requires a $100 opening balance. $5 monthly fee if the $50 minimum daily balance is not met. 5 free withdrawals per month, then $1.00 per withdrawal.
Offer: Interest is paid when the minimum daily balance is met. Compounded and paid monthly based on daily collected balance. $5 monthly fee waived if $50 minimum daily balance is met.
0.20% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - North American Banking CompanyFlex SavingsSavings · $100 min · 0.05%–0.20% by balance
Bank · 6 branches
0.20%APY$20 a year on $10,000intro rateRequirements
Product: Six free withdrawals per month ($5.00 per withdrawal thereafter).
Offer: No monthly maintenance fee for average daily balances of $50.00 or more ($5.00 if balance falls below minimum). Variable rate, may change after account opening.
Promotional rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flex Savings Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.10% $5,000 – $10,000 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - Center National BankMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–0.20% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: $2,500 minimum deposit to open. Avoid the $10 monthly service fee by maintaining a $2,500 minimum daily balance. Interest compounded monthly based on daily balance method. Variable interest rate subject to change at any time.
Offer: Variable interest rate subject to change at any time.
0.10% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum balance of $10,000 required to avoid $25 service charge.
Offer: Minimum balance to obtain APY is $0. $25 service charge waived if $10,000 minimum balance is met.
0.05% interest rate · $25 monthly fee
Rate by balance
Rate by balance for Treasury Savings Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 and up 2.78% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: E-statements are required. Free Internet Banking transfers. Unlimited withdrawals in person. Accrue daily, credited monthly. Minimum balance to avoid charge is $1,000.00.
Offer: If no e-statement
Qualified rate · 0.01% interest rate · Effective Aug 23, 2026
Rate by balance
Rate by balance for E-Savings Balance APY Any balance 0.01% $1,000 and upYour amount 0.20% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 14 branches
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: APY is variable and may change after account is opened. Interest compounded quarterly and earned each day the balance is $50 or more. $2 monthly service fee is waived if a minimum average monthly balance of $50 is maintained. Includes 6 free withdrawals or debits per calendar month.
Offer: Interest compounded quarterly. $2 monthly service fee waived with $50 minimum average monthly balance.
0.20% interest rate · Compounded quarterly · $2 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $50 minimum daily balance required to avoid $2 service fee in each monthly statement cycle. Minimum daily balance waived on personal accounts for ages 18 and under. Free basic wallet or duplicate checks (customer pays shipping).
Offer: $50 minimum daily balance required to avoid $2 monthly service fee; fee waived for ages 18 and under.
$2 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership is exclusive to Teamster members under Joint Council 32 and their family relatives.
Offer: Rates are subject to change without notice.
0.20% interest rate
Rate checked
More details - Hibbing Cooperative Credit UnionMoney Market AccountMoney Market Account · $10 min
Credit union · 1 branch
0.20%APY$20 a year on $10,0000.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Rate may change after account opening.
Offer: Monthly service charge of $2 if daily balance is below $100. 6 withdrawals per month, $0.50 per withdrawal after.
$2 monthly fee · Effective Aug 18, 2026
Rate checked
More details - Trades & Labor FCUPreferred/Special SharesSavings · $300 min · 0.10%–0.35% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Sub-savings account to save with a specific goal in mind without locking into a term. Interest rate reverts to rate of regular shares if balance falls between $300 and $2,500.
0.10% interest rate · Effective Aug 18, 2023
Rate by balance
Rate by balance for Preferred/Special Shares Balance APY $300 – $2,500 0.10% $2,500 – $19,999Your amount 0.20% $20,000 – $49,999 0.25% $50,000 – $79,999 0.30% $80,000 and up 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch