Bank · FDIC insured
First Security Bank Savings Rates
First Security Bank’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How First Security Bank’s savings rates compare
Compared with banks and credit unions near Rochester, MN, where First Security Bank has the most branches. $10,000, best rate first.
This bank’s best
First Security Bank
1.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Money Market
Top rate
Altra Federal Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
Luminate Bank
3.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $350
First Security Bank savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Security Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Rewards Money Market
1.76%APY
Variable Rate Accounts - Rate may change after account opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99,999Variable Rate Accounts - Rate may change after account opening. | 1.76% | $176 | Variable Rate Accounts - Rate may change after account opening. |
| $100,000 – $249,999Variable Rate Accounts - Rate may change after account opening. | 2.02% | — | Variable Rate Accounts - Rate may change after account opening. |
| $250,000 – $499,999Variable Rate Accounts - Rate may change after account opening. | 2.27% | — | Variable Rate Accounts - Rate may change after account opening. |
| $500,000 and upVariable Rate Accounts - Rate may change after account opening. | 2.27% | — | Variable Rate Accounts - Rate may change after account opening. |
Sources (1)
- fsbbyron.com/personal/deposit-rates · captured Sep 18, 2026
Money Market
1.00%APY
Variable Rate Accounts - Rate may change after account opening. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Variable Rate Accounts - Rate may change after account opening. | 0.35% | — | Variable Rate Accounts - Rate may change after account opening. |
| $2,500 – $24,999Variable Rate Accounts - Rate may change after account opening. | 1.00% | $100 | Variable Rate Accounts - Rate may change after account opening. |
| $25,000 – $49,999Variable Rate Accounts - Rate may change after account opening. | 1.41% | — | Variable Rate Accounts - Rate may change after account opening. |
| $50,000 and upVariable Rate Accounts - Rate may change after account opening. | 1.56% | — | Variable Rate Accounts - Rate may change after account opening. |
Sources (1)
- fsbbyron.com/personal/deposit-rates · captured Sep 18, 2026
Security Savings
0.20%APY
Rate may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service charge of $2 if daily balance is below $100. 6 withdrawals per month, $0.50 per withdrawal after.Any balance | 0.20% | $20 | Monthly service charge of $2 if daily balance is below $100. 6 withdrawals per month, $0.50 per withdrawal after. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA - Variable Rate
1.51%APY
Rate may change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 1.51% | — |
| $5,000 and up | 1.51% | $151 |
Sources (1)
- fsbbyron.com/personal/deposit-rates · captured Sep 18, 2026
Kids Klub
0.20%APY
Rate may change after account opening. For young savers.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMonthly service charge of $2 if daily balance is below $25. 6 withdrawals per month, $0.50 per withdrawal after.Any balance | 0.20% | $20 | Monthly service charge of $2 if daily balance is below $25. 6 withdrawals per month, $0.50 per withdrawal after. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.