Bank · FDIC insured
North American Banking Company Savings Rates
North American Banking Company’s best savings rate is 0.20% APY on $10,000, with its Flex Savings. Rates checked October 16, 2026.
How North American Banking Company’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where North American Banking Company has the most branches. $10,000, best rate first.
This bank’s best
North American Banking Company
0.20%APY
- Minimum
- $100
- Earns on $10,000 a year
- $20
Flex Savings
Top rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
North American Banking Company savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North American Banking Company ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Flex Savings
0.20%APY
Six free withdrawals per month ($5.00 per withdrawal thereafter).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500No monthly maintenance fee for average daily balances of $50.00 or more ($5.00 if balance falls below minimum). Variable rate, may change after account opening. | 0.05% | — | No monthly maintenance fee for average daily balances of $50.00 or more ($5.00 if balance falls below minimum). Variable rate, may change after account opening. |
| $2,500 – $5,000No monthly maintenance fee for average daily balances of $50.00 or more ($5.00 if balance falls below minimum). Variable rate, may change after account opening. | 0.10% | — | No monthly maintenance fee for average daily balances of $50.00 or more ($5.00 if balance falls below minimum). Variable rate, may change after account opening. |
| $5,000 – $10,000No monthly maintenance fee for average daily balances of $50.00 or more ($5.00 if balance falls below minimum). Variable rate, may change after account opening. | 0.15% | — | No monthly maintenance fee for average daily balances of $50.00 or more ($5.00 if balance falls below minimum). Variable rate, may change after account opening. |
| $10,000 and upNo monthly maintenance fee for average daily balances of $50.00 or more ($5.00 if balance falls below minimum). Variable rate, may change after account opening. | 0.20% | $20 | No monthly maintenance fee for average daily balances of $50.00 or more ($5.00 if balance falls below minimum). Variable rate, may change after account opening. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Health Savings Account
2.00%APY
Available for individuals and families covered by high deductible health plans. Funds grow tax-deferred; tax-deductible contributions and tax-free distributions if used for qualified medical expenses. Six free withdrawals per statement cycle ($10.00 per withdrawal thereafter).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000No monthly maintenance fee for average daily balances of $2,000 ($3.00 per statement cycle when below minimum). Variable rate, may change after account opening. | 0.30% | — | No monthly maintenance fee for average daily balances of $2,000 ($3.00 per statement cycle when below minimum). Variable rate, may change after account opening. |
| $1,000 – $5,000No monthly maintenance fee for average daily balances of $2,000 ($3.00 per statement cycle when below minimum). Variable rate, may change after account opening. | 0.50% | — | No monthly maintenance fee for average daily balances of $2,000 ($3.00 per statement cycle when below minimum). Variable rate, may change after account opening. |
| $5,000 – $10,000No monthly maintenance fee for average daily balances of $2,000 ($3.00 per statement cycle when below minimum). Variable rate, may change after account opening. | 0.75% | — | No monthly maintenance fee for average daily balances of $2,000 ($3.00 per statement cycle when below minimum). Variable rate, may change after account opening. |
| $10,000 and upNo monthly maintenance fee for average daily balances of $2,000 ($3.00 per statement cycle when below minimum). Variable rate, may change after account opening. | 2.00% | $200 | No monthly maintenance fee for average daily balances of $2,000 ($3.00 per statement cycle when below minimum). Variable rate, may change after account opening. |
IRA Savings
0.75%APY
Available as Traditional IRA or Roth IRA.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Variable rate, may change after account opening. | 0.30% | — | Variable rate, may change after account opening. |
| $2,000 – $10,000Variable rate, may change after account opening. | 0.50% | — | Variable rate, may change after account opening. |
| $10,000 – $20,000Variable rate, may change after account opening. | 0.75% | $75 | Variable rate, may change after account opening. |
| $20,000 and upVariable rate, may change after account opening. | 2.00% | — | Variable rate, may change after account opening. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.