Bank · FDIC insured
Center National Bank Savings Rates
Center National Bank’s best savings rate is 0.20% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Center National Bank’s savings rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where Center National Bank has the most branches. $10,000, best rate first.
This bank’s best
Center National Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $200
Center Rewards Savings
Top rate
VisionBank
3.76%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Center National Bank savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0001.74%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Center National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Diamond Savings
2.40%APY
Variable interest rate subject to change at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250,000 and upVariable interest rate subject to change at any time.$250,000 and up | 2.40% | — | Variable interest rate subject to change at any time. |
Sources (1)
- centerbankmn.com/loans/credit-cards.html · captured Sep 25, 2026
Center Rewards Savings
Up to 2.00%APY
No monthly maintenance fee. No minimum balance to earn rewards. $50 minimum deposit to open. Links to free Center Rewards or Center Cash Back checking.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $35,000Earns 2.00% APY on balances up to $35,000 when qualifications are met in linked Center Rewards or Center Cash Back checking during each monthly qualification cycle: at least one ACH direct deposit or ACH automatic payment, at least 10 debit card purchases post and clear, and enrollment in electronic statements. | 2.00% | $200 | Earns 2.00% APY on balances up to $35,000 when qualifications are met in linked Center Rewards or Center Cash Back checking during each monthly qualification cycle: at least one ACH direct deposit or ACH automatic payment, at least 10 debit card purchases post and clear, and enrollment in electronic statements. |
| Any balanceBase rate on all balances if monthly qualifications are not met in Center Rewards or Center Cash Back checking. | 0.05% | $5 | Base rate on all balances if monthly qualifications are not met in Center Rewards or Center Cash Back checking. |
Sources (2)
All captured Sep 25, 2026
Money Market Platinum Savings
0.20%APY
$50,000 minimum deposit to open. Avoid the $10 monthly service fee by maintaining a $50,000 minimum daily balance. Variable interest rate subject to change at any time.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Variable interest rate subject to change at any time. | 0.10% | — | Variable interest rate subject to change at any time. |
| $2,500 – $10,000Variable interest rate subject to change at any time. | 0.15% | — | Variable interest rate subject to change at any time. |
| $10,000 – $25,000Variable interest rate subject to change at any time. | 0.20% | $20 | Variable interest rate subject to change at any time. |
| $25,000 – $50,000Variable interest rate subject to change at any time. | 0.25% | — | Variable interest rate subject to change at any time. |
| $50,000 – $100,000Variable interest rate subject to change at any time. | 0.75% | — | Variable interest rate subject to change at any time. |
| $100,000 and upVariable interest rate subject to change at any time. | 1.74% | — | Variable interest rate subject to change at any time. |
Sources (2)
All captured Sep 25, 2026
Money Market Gold
0.25%APY
$25,000 minimum deposit to open. Avoid the $10 monthly service fee by maintaining a $25,000 minimum daily balance. Interest compounded monthly based on daily balance method. Variable interest rate subject to change at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upMinimum balance to obtain APY is $25,000. Variable interest rate subject to change at any time.$25,000 and up | 0.25% | — | Minimum balance to obtain APY is $25,000. Variable interest rate subject to change at any time. |
Sources (2)
All captured Sep 25, 2026
Money Market Savings
0.20%APY
$2,500 minimum deposit to open. Avoid the $10 monthly service fee by maintaining a $2,500 minimum daily balance. Interest compounded monthly based on daily balance method. Variable interest rate subject to change at any time.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Variable interest rate subject to change at any time. | 0.10% | — | Variable interest rate subject to change at any time. |
| $2,500 – $10,000Variable interest rate subject to change at any time. | 0.15% | — | Variable interest rate subject to change at any time. |
| $10,000 and upVariable interest rate subject to change at any time. | 0.20% | $20 | Variable interest rate subject to change at any time. |
Sources (2)
All captured Sep 25, 2026
Center Savings
0.10%APY
Variable interest rate subject to change at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to obtain APY is $50. Variable interest rate subject to change at any time.$50 and up | 0.10% | $10 | Minimum balance to obtain APY is $50. Variable interest rate subject to change at any time. |
Sources (1)
- centerbankmn.com/loans/credit-cards.html · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.