Bank · FDIC insured
Center National Bank
A $242.6M bank headquartered in Litchfield, MN, with 3 branches in Minnesota. Best rates: CDs 3.24% and savings 0.20% APY.
Center National Bank Carrot Score
64
Carrot Score
Higher than 12% of U.S. banks and credit unions
#80 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Center National Bank
Center National Bank serves communities in Minnesota, including Litchfield, Plymouth, and Chaska.
- Headquarters
- 301 N Ramsey Ave, Litchfield, MN 55355
- FDIC certificate
- 10976 ↗
Branches
3 branches in Minnesota
Loading map…
Minnesota
3 branches
Minneapolis area · 2
- Chaska Branch120 Pioneer Trl, Chaska, MN 55318Directions
- Center National Bank Branch15705 37th Ave N, Plymouth, MN 55446Directions
Litchfield area · 1
- Center National BankMain office301 N Ramsey Ave, Litchfield, MN 55355Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.05% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.41% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $73 | $81 | — |
- CapitalLeverage ratio11.05%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.41%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$73Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Center National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.