Bank · FDIC insured
North American Banking Company
A $1.5B bank headquartered in Roseville, MN, with 6 branches in Minnesota. Best rates: CDs 3.95% and savings 0.20% APY.
North American Banking Company Carrot Score
61
Carrot Score
Higher than 5% of U.S. banks and credit unions
#89 of 97 in Minneapolis, MN-WI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About North American Banking Company
- Headquarters
- 2230 Albert St N, Roseville, MN 55113
- FDIC certificate
- 34836 ↗
Branches
6 branches in Minnesota
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Minnesota
6 branches
- North American Banking CompanyMain office2230 Albert St N, Roseville, MN 55113Directions
- North American Banking Company1620 S Frontage Rd, Hastings, MN 55033Directions
- Maple Grove Branch11821 Arbor Lakes Pkwy N, Maple Grove, MN 55369Directions
- North American Banking Company4999 France Avenue, Minneapolis, MN 55410Directions
- Shoreview Office Branch435 Highway 96 W, Shoreview, MN 55126Directions
- Woodbury Branch9260 Hudson Rd, Woodbury, MN 55125Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.91% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.51% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 2.13% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $72 | $88 | — |
- CapitalLeverage ratio8.91%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.51%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets2.13%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$72Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of North American Banking Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.