Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 241–255 results in Minnesota
- 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Jul 24, 2023
Rate checked
More details - Northern State Bank of VirginiaPremier SavingsSavings · $10,000 min · 0.20%–0.30% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Interest rate and APY may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance.
Offer: Daily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance.
0.20% interest rate · $5 monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $10,000 0.20% $10,000 – $30,000Your amount 0.25% $30,000 – $50,000 0.30% $50,000 – $100,000 0.30% $100,000 and up 0.30% Rate checked
More details - Northern State Bank of VirginiaMoney Market SavingsMoney Market Savings · $1,000 min · 0.20%–0.25% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: $500.00 minimum average daily balance needed to avoid a fee; $5.00 monthly fee if account falls below the minimum average balance. Fees could reduce earnings on the account.
Offer: Interest rate and annual percentage yield may change after account opening.
0.20% interest rate · $5 monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.20% $1,000 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Interest compounded monthly based on daily balance. $4 monthly service charge waived with a $20,000 minimum balance.
Offer: $20,000 minimum balance to avoid $4 per month service charge.
0.25% interest rate · Compounded monthly · $4 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for MySavings + Balance APY Up to $20,000Your amount 0.25% $20,000 – $200,000 0.40% $200,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Service fee of $7.50 / mo applies below $10,000.00 minimum balance.
Offer: $7.50 monthly fee charged if balance falls below $10,000.00.
0.25% interest rate · $7.50 monthly fee · Effective Sep 18, 2019
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Earns tiered interest compounded and paid monthly on daily collected balance of $10,000 or more. $25.00 monthly service charge waived with $10,000 average collected balance.
Offer: $25.00 monthly maintenance fee assessed if minimum average collected balance of $10,000 is not met.
0.00% interest rate · $25 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 0.35% $100,000 – $250,000$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 1.21% $250,000 – $1,000,000$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 1.76% $1,000,000 – $2,000,000$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 2.73% $2,000,000 – $5,000,000$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 3.14% $5,000,000 and up$25.00 monthly fee waived by maintaining a $10,000 average collected balance. 3.68% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly service charge with daily balance of $100; otherwise $5.
Offer: No monthly service charge with daily balance of $100; otherwise $5.
0.15% interest rate · $5 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Classic Save Balance APY Up to $10,000 0.15% $10,000 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Must have a BEYOND SPEND & BEYOND SAVE Account.
Offer: Must have a BEYOND SPEND & BEYOND SAVE Account.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - Heartland Credit UnionMoney MarketMoney Market · $0 min · 0.10%–0.50% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,0000.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Earns competitive interest on balances of $50 or more. A $3.00 fee will be applied if the account falls below the minimum balance of $50 during the monthly statement cycle.
Offer: Interest earned on balances of $50 or more. $3.00 monthly fee waived if minimum balance of $50 is maintained during the monthly statement cycle.
0.25% interest rate · $3 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly fee of $8 applies if minimum daily balance of $1,000 is not maintained. 12 withdrawals allowed per quarter ($2 per withdrawal over 12).
Offer: Minimum opening deposit of $1,000. $8 quarterly fee if $1,000 daily balance is not maintained.
Effective Apr 16, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Available to individuals who currently have a Kasasa Cash or Kasasa Cash Back checking account; requires Kasasa checking account to remain open. Requires $50 minimum deposit to open. Limit of 6 pre-authorized/automatic/third-party transactions per month.
Offer: Base rate earned on all balances when Kasasa Cash or Kasasa Cash Back monthly qualifications are not met.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires $10.00 minimum deposit to open. $2.00 quarterly maintenance fee if balance falls below $100.00. 12 free debits per quarter, $0.50 per additional debit. Interest earned daily and paid quarterly.
Offer: Requires $10.00 minimum balance. 12 free debits per quarter, $0.50 per additional withdrawal. $2.00 quarterly maintenance fee if balance falls below $100.00.
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - Members Cooperative Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.20%–0.45% by balance
Credit union · 12 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Membership required. Elevated savings for members with one or more products. Daily balances of $2,500 or more earn dividends/interest; daily balances below $2,500 do not earn interest. APY is variable and may change at any time. Fees may reduce earnings.
Offer: Daily balances below $2,500 do not earn interest. APY is variable and may change at any time.
Qualified rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $9,999 0.20% $10,000 – $49,999Your amount 0.25% $50,000 and up 0.45% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 24 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch