Bank · FDIC insured
Northern State Bank of Virginia Savings Rates
Northern State Bank of Virginia’s best savings rate is 0.25% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Northern State Bank of Virginia’s savings rates compare
Compared with banks and credit unions near Duluth, MN-WI, where Northern State Bank of Virginia has the most branches. $10,000, best rate first.
This bank’s best
Northern State Bank of Virginia
0.25%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $25
Premier Savings
Top rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Northern State Bank of Virginia savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0002.52%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northern State Bank of Virginia ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High-Yield Savings Account
2.52%APY
Rate may change after account is opened. $50.00 monthly fee if account falls below $20,000.00 minimum daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $20,000 and up$50.00 monthly fee if account falls below $20,000.00 minimum daily balance. Rate may change after account is opened.$20,000 and up | 2.52% | — | $50.00 monthly fee if account falls below $20,000.00 minimum daily balance. Rate may change after account is opened. |
| $20,000 and upRate may change after account opening. $50.00 monthly fee if account falls below $20,000.00 minimum daily balance.$20,000 and up | 2.52% | — | Rate may change after account opening. $50.00 monthly fee if account falls below $20,000.00 minimum daily balance. |
Premier Savings
0.25%APY
Interest rate and APY may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Daily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance. | 0.20% | — | Daily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance. |
| $10,000 – $30,000Daily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance. | 0.25% | $25 | Daily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance. |
| $30,000 – $50,000Daily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance. | 0.30% | — | Daily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance. |
| $50,000 – $100,000Daily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance. | 0.30% | — | Daily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance. |
| $100,000 and upDaily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance. | 0.30% | — | Daily balance tier. Rate may change after account opening. $5.00 monthly fee if account falls below $5,000.00 minimum average daily balance. |
Money Market Savings
0.25%APY
$500.00 minimum average daily balance needed to avoid a fee; $5.00 monthly fee if account falls below the minimum average balance. Fees could reduce earnings on the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Interest rate and annual percentage yield may change after account opening. | 0.20% | — | Interest rate and annual percentage yield may change after account opening. |
| $1,000 and upInterest rate and annual percentage yield may change after account opening. | 0.25% | $25 | Interest rate and annual percentage yield may change after account opening. |
Sources (2)
All captured Oct 16, 2026
Regular Savings
0.20%APY
Interest rate and APY may change after account opening. $5.00 monthly fee if account falls below the $100.00 minimum average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest rate and APY may change after account opening. $5.00 monthly fee if account falls below $100.00 minimum average daily balance.Any balance | 0.20% | $20 | Interest rate and APY may change after account opening. $5.00 monthly fee if account falls below $100.00 minimum average daily balance. |
Special-purpose accounts
Minor Savings
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$1.00 minimum opening deposit. No monthly service fee. Rate may change after account opening.Any balance | 0.20% | $20 | $1.00 minimum opening deposit. No monthly service fee. Rate may change after account opening. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.