Bank · FDIC insured
Randall State Bank Savings Rates
Randall State Bank’s best savings rate is 0.25% APY on $10,000, with its High Yield Savings. Rates checked October 16, 2026.
How Randall State Bank’s savings rates compare
Compared with banks and credit unions near Brainerd, MN, where Randall State Bank has the most branches. $10,000, best rate first.
This bank’s best
Randall State Bank
0.25%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $25
High Yield Savings
Top rate
Mid Minnesota Federal Credit Union
5.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
Randall State Bank savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0001.16%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Randall State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
Up to 1.71%APY
Interest rate and APY vary by balance tier. Minimum opening balance $25,000. Monthly fee $25.00 (below minimum balance).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $75,000Balance tier $25,000 - $75,000. Annual percentage yield assumes quarterly compounding and interest remaining on deposit until maturity. Monthly fee $25.00 if below minimum balance. | 0.85% | — | Balance tier $25,000 - $75,000. Annual percentage yield assumes quarterly compounding and interest remaining on deposit until maturity. Monthly fee $25.00 if below minimum balance. |
| $75,000 – $125,000Balance tier $75,000 - $125,000. Annual percentage yield assumes quarterly compounding and interest remaining on deposit until maturity. Monthly fee $25.00 if below minimum balance. | 1.16% | — | Balance tier $75,000 - $125,000. Annual percentage yield assumes quarterly compounding and interest remaining on deposit until maturity. Monthly fee $25.00 if below minimum balance. |
| $125,000 and upBalance tier $125,000 or more. Annual percentage yield assumes quarterly compounding and interest remaining on deposit until maturity. Monthly fee $25.00 if below minimum balance. | 1.71% | — | Balance tier $125,000 or more. Annual percentage yield assumes quarterly compounding and interest remaining on deposit until maturity. Monthly fee $25.00 if below minimum balance. |
Sources (2)
- secure.randallstatebank.com/Pages/products.html
- secure.randallstatebank.com/Pa…images/RatesSept2019.pdf
All captured Oct 16, 2026
High Yield Savings
0.25%APY
Service fee of $7.50 / mo applies below $10,000.00 minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$7.50 monthly fee charged if balance falls below $10,000.00.Any balance | 0.25% | $25 | $7.50 monthly fee charged if balance falls below $10,000.00. |
Sources (2)
- secure.randallstatebank.com/Pages/products.html
- secure.randallstatebank.com/Pa…images/RatesSept2019.pdf
All captured Oct 16, 2026
Savings
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
- secure.randallstatebank.com/Pages/products.html
- secure.randallstatebank.com/Pa…images/RatesSept2019.pdf
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.