Compare Bank & Credit Union Rates
Best savings rates in Minnesota
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in Minnesota
- 0.40%APY$40 a year on $10,000
Requirements
Product: No minimum balance requirement. No monthly service fees. Interest is earned on average monthly balance. If the combined balance of a deposit relationship in savings or money market accounts exceeds $5,000,000.00, balances exceeding $5,000,000.00 will be transferred to an interest bearing checking account. A non-interest savings account option is also available. Available to individuals who live or work in Minnesota, or have an open and active account with Think Bank.
Offer: Variable interest rate. Interest is earned on average monthly balance.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $2,500 0.30% $2,500 – $10,000 0.30% $10,000 – $20,000Your amount 0.40% $20,000 – $5,000,000 0.40% Rate checked
More details - City & County Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.10%–0.65% by balance
Credit union · 10 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance of $2,500 required; a fee is charged if balance drops below $2,500.
Offer: A fee is charged if you drop below the $2,500 minimum balance.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.10% $2,500 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.55% $100,000 and up 0.65% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest-bearing savings account with liquidity for the traditional saver. Interest accrues daily on collected balance of $50.00 or more and is compounded quarterly and credited quarterly.
Offer: Minimum daily balance to obtain APY is $50.00. $3 monthly charge if balance falls below minimum required ($50) any day of the month.
0.40% interest rate · Compounded quarterly · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Odin State BankMoney Market AccountMoney Market Account · $2,500 min · 0.20%–0.40% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Rates may change after account is opened. Fees could reduce earnings.
0.20% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $100 and up 0.20% $2,500 and upYour amount 0.40% Rate checked
More details - Falcon National BankConsumer Premier MMAConsumer Premier MMA · $10,000 min · 0.38%–3.21% by balance
Bank · 6 branches
0.38%APY$38 a year on $10,000Requirements
Product: $10,000 daily balance requirement to avoid $25 monthly service fee. Variable interest rate compounded monthly. No fees on the first 6 debit/withdrawal transactions, $2.50 per transaction after 6.
Offer: $10,000 daily balance requirement to avoid $25 monthly service fee.
0.38% interest rate · Compounded monthly · $25 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Consumer Premier MMA Balance APY Up to $100,000Your amount 0.38% $100,000 – $500,000 1.38% $500,000 – $1,000,000 1.89% $1,000,000 – $2,500,000 2.21% $2,500,000 – $5,000,000 2.71% $5,000,000 and up 3.21% Rate checked
More details - 0.36%APY$36 a year on $10,000
0.35% interest rate
Rate checked
More details - Citizens National BankPremium Money Market AccountPremium Money Market Account · 0.30%–0.50% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,0000.30% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $1,000 0.30% $1,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $150,000 0.45% $150,000 and up 0.50% Rate checked
More details - Odin State BankPremium Money Market AccountPremium Money Market Account · $2,500 min · 0.35%–2.32% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Designed for larger depositors. Interest calculated using daily balance method and paid and compounded monthly. Bank will provide starter kit of 50 free checks to all new account openings. Rates may change after account is opened.
0.35% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY $2,500 – $25,000Your amount 0.35% $25,000 – $50,000 0.55% $50,000 – $100,000 1.01% $100,000 – $250,000 1.61% Over $250,000 2.32% Rate checked
More details - Gate City BankMoney Market SavingsMoney Market Savings · $500 min · 0.35%–2.50% by balance
Bank · 10 branches
0.35%APY$35 a year on $10,000Requirements
Product: Monthly service charge of $10 if minimum balance falls below $500.
Offer: $10 monthly fee if balance falls below $500.
0.35% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 – $25,000Your amount 0.35% $25,000 – $100,000 0.35% $100,000 – $250,000 0.50% $250,000 – $500,000 1.00% $500,000 – $1,000,000 2.00% $1,000,000 and up 2.50% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Must deposit and maintain minimum daily balance of $200. Minimum withdrawal is $25.00.
No monthly fee · Effective Jun 1, 2022
Rate by balance
Rate by balance for Regular Savings Balance APY $200 – $1,000 0.15% $1,000 – $2,500 0.20% $2,500 – $25,000Your amount 0.35% $25,000 and up 0.50% Rate checked
More details - First State Bank of Red WingGolden Money Market CheckingGolden Money Market Checking · $0 min · 0.10%–0.50% by balance
Bank · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: The rate and APY may change after the account is open. Fees could reduce earnings on an account.
0.10% interest rate · Effective Jun 25, 2025
Rate by balance
Rate by balance for Golden Money Market Checking Balance APY Up to $10,000 0.10% $10,000 – $74,999Your amount 0.35% $75,000 and up 0.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 35 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: No monthly service charge. No minimum balance requirements. Limited to a total of 10 debits (checks, ACH debits, debit card transactions) per statement cycle. Online banking and internal FSB account transfers are not included in the 10 debit transaction limit.
Offer: Rate applies to entire balance.
0.30% interest rate · No monthly fee
Rate checked
More details - 0.30%APY$30 a year on $10,000
0.30% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market4Me Balance APY Up to $25,000Your amount 0.30% $25,000 – $100,000 1.00% $100,000 – $250,000 1.92% $250,000 and up 2.27% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Minimum balance to avoid monthly charge is $50.00. Free debit card and free online banking included. Account statements delivered quarterly.
Offer: Monthly charge of $5.00 applies if balance falls below the $50.00 required minimum.
0.20% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Classic Savings Balance APY Up to $5,000 0.20% $5,000 – $10,000 0.25% $10,000 and upYour amount 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Minnesota
511 accounts at 189 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch