Bank · FDIC insured
Odin State Bank Savings Rates
Odin State Bank’s best savings rate is 0.40% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Odin State Bank’s savings rates compare
Compared with banks and credit unions in Minnesota, where Odin State Bank has the most branches. $10,000, best rate first.
This bank’s best
Odin State Bank
0.40%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $40
Money Market Account
Top rate
Mid Minnesota Federal Credit Union
5.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
VisionBank
3.76%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $376
Odin State Bank savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Odin State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Money Market Account
0.35%APY
Designed for larger depositors. Interest calculated using daily balance method and paid and compounded monthly. Bank will provide starter kit of 50 free checks to all new account openings. Rates may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 0.35% | $35 |
| $25,000 – $50,000 | 0.55% | — |
| $50,000 – $100,000 | 1.01% | — |
| $100,000 – $250,000 | 1.61% | — |
| Over $250,000 | 2.32% | — |
Sources (1)
- onlinebanking.odinstatebank.com/Pages/deposit-rates.html · captured Oct 5, 2026
Money Market Account
Up to 0.40%APY
Rates may change after account is opened. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.20% | $20 |
| $2,500 and up | 0.40% | $40 |
Sources (1)
- onlinebanking.odinstatebank.com/Pages/deposit-rates.html · captured Oct 5, 2026
Regular Savings
0.30%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upInterest is compounded and credited Quarterly. Rates may change after account is opened. Fees could reduce earnings.$10 and up | 0.30% | $30 | Interest is compounded and credited Quarterly. Rates may change after account is opened. Fees could reduce earnings. |
Sources (2)
- onlinebanking.odinstatebank.co…es/savings-accounts.html
- onlinebanking.odinstatebank.com/Pages/deposit-rates.html
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.