Bank · FDIC insured
First State Bank of Bigfork Savings Rates
First State Bank of Bigfork’s best savings rate is 1.26% APY on $10,000, with its Super Money Market Account. Rates checked October 16, 2026.
How First State Bank of Bigfork’s savings rates compare
Compared with banks and credit unions near Grand Rapids, MN, where First State Bank of Bigfork has the most branches. $10,000, best rate first.
This bank’s best
First State Bank of Bigfork
1.26%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $126
Super Money Market Account
Top rate
Affinity Plus
3.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $350
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
First State Bank of Bigfork savings score
87
Savings score
Higher than 80% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0003.30%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First State Bank of Bigfork ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Super Money Market Account
1.26%APY
Avoid loss of interest by maintaining a $1.00 minimum average balance. $7 monthly service charge plus 10¢ per debit if balance falls below $1,000 on any given day in statement cycle. Limited to 10 transactions per month by Check, ACH Debit, Debit Card Transactions.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $5,000Average balance $.01 - $4,999.99. $7 monthly service charge waived unless balance falls below $1,000 on any given day in the statement cycle (plus 10¢ per debit). APY will fluctuate with economic conditions. · Unknown to open | 0.75% | Unknown | — | Average balance $.01 - $4,999.99. $7 monthly service charge waived unless balance falls below $1,000 on any given day in the statement cycle (plus 10¢ per debit). APY will fluctuate with economic conditions. |
| $5,000 – $20,000Average balance $5,000 - $19,999.99. $7 monthly service charge waived unless balance falls below $1,000 on any given day in the statement cycle (plus 10¢ per debit). APY will fluctuate with economic conditions. · Unknown to open | 1.26% | Unknown | $126 | Average balance $5,000 - $19,999.99. $7 monthly service charge waived unless balance falls below $1,000 on any given day in the statement cycle (plus 10¢ per debit). APY will fluctuate with economic conditions. |
| $20,000 – $45,000Average balance $20,000 - $44,999.99. $7 monthly service charge waived unless balance falls below $1,000 on any given day in the statement cycle (plus 10¢ per debit). APY will fluctuate with economic conditions. · $20,000 to open | 2.27% | $20,000 | — | Average balance $20,000 - $44,999.99. $7 monthly service charge waived unless balance falls below $1,000 on any given day in the statement cycle (plus 10¢ per debit). APY will fluctuate with economic conditions. |
| $45,000 and upAverage balance $45,000+. $7 monthly service charge waived unless balance falls below $1,000 on any given day in the statement cycle (plus 10¢ per debit). APY will fluctuate with economic conditions. · $20,000 to open | 3.30% | $20,000 | — | Average balance $45,000+. $7 monthly service charge waived unless balance falls below $1,000 on any given day in the statement cycle (plus 10¢ per debit). APY will fluctuate with economic conditions. |
Money Market Account
0.45%APY
Tiered rates on average daily balances of $2,500 or more. $7 monthly service charge plus 10¢ per debit if balance falls below $1,000.00 on any given day in statement cycle. Limited to 10 transactions per month by Check, ACH Debit, Debit Card Transactions.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upAverage balance $2,500+. $7 monthly service charge waived unless balance falls below $1,000 on any given day in the statement cycle (plus 10¢ per debit). APY will fluctuate with economic conditions.$2,500 and up | 0.45% | $45 | Average balance $2,500+. $7 monthly service charge waived unless balance falls below $1,000 on any given day in the statement cycle (plus 10¢ per debit). APY will fluctuate with economic conditions. |
Savings Account
0.30%APY
No monthly service charge. No minimum balance requirements. Limited to a total of 10 debits (checks, ACH debits, debit card transactions) per statement cycle. Online banking and internal FSB account transfers are not included in the 10 debit transaction limit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate applies to entire balance.Any balance | 0.30% | $30 | Rate applies to entire balance. |
Sources (2)
- fsbbigfork.com/checking/person…check-start-account.html
- fsbbigfork.com/savings/persona…ngs/savings-account.html
All captured Oct 16, 2026
Kasasa Saver
0.26%APY on $10,000
Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Limit 1 account per social security number. No monthly service charge. $25.00 minimum deposit to open.
| Part of the balance | Rate on that part |
|---|---|
| Up to $7,500 | 0.30% |
| Over $7,500 | 0.15% |
On $10,000 the tiers blend to about 0.26% APY, earning $26 a year.
Sources (2)
- fsbbigfork.com/checking/person…check-start-account.html
- fsbbigfork.com/savings/persona…avings/kasasa-saver.html
All captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Accounts (IRAs)
3.20%APY
Tax-advantaged Traditional and Roth IRAs. No setup or monthly or annual maintenance fees. $25 minimum deposit to open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 3.20% | $320 |
| $25,000 – $45,000 | 3.30% | — |
| $45,000 and up | 3.56% | — |
Sources (2)
- fsbbigfork.com/checking/person…check-start-account.html
- fsbbigfork.com/savings/persona…retirement-accounts.html
All captured Oct 16, 2026
Health Savings Account (HSA)
1.26%APY
Designed to work alongside high-deductible health plans.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.75% | — |
| $2,000 – $5,000 | 1.00% | — |
| $5,000 and up | 1.26% | $126 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.