Compare Bank & Credit Union Rates
Best savings rates in Michigan
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 511–525 results in Michigan
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account to auto-transfer rewards. No monthly maintenance fee. Limit of 1 account per social security number.
Offer: Base rate applied to all balances if qualifications in Kasasa Cash or Kasasa Cash Back are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with MCCU. Must maintain $5 in account at all times to continue membership.
Offer: Dividends paid monthly.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit Union Membership is required for all accounts.
Offer: Membership Share. The disclosed rate was declared as of the end of last quarter and may not reflect the current rate.
0.05% interest rate
Rate checked
More details - CASE Credit UnionStairCASE AccountSavings · $50 min · 0.05%–5.25% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Available to consumer, youth, and commercial accounts. One StairCASE account per social security number. Blended rates apply. Dividends calculated daily and paid monthly. CASE membership is required.
Offer: Tier 1: $50 - $1,000.99. The disclosed rate was declared as of the end of last month and may not reflect the current rate.
5.13% interest rate
Rate by balance
Rate by balance for StairCASE Account Balance APY Up to $1,001 5.25% $1,001 – $1,500 3.75% $1,500 – $2,000 1.10% Over $2,000Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: You become a CASE Credit Union member by opening a Share in the Success savings account with a minimum of $5. Dividends are compounded and credited quarterly. Rates may change after the account is opened.
Offer: Membership Share. The disclosed rate was declared as of the end of last quarter and may not reflect the current rate.
0.05% interest rate
Rate checked
More details - Lake Trust Credit UnionAspire SavingsSavings · $0 min · 0.05%–3.00% by balance
Credit union · 24 branches
0.05%APY$5 a year on $10,000Requirements
Product: Restricted to one account per membership. Membership Savings Account is required to establish membership. Blended rate account where each dividend rate applies to daily balance within that tier.
Offer: Applies to daily balance within the tier ($0.01 - $5,000.00). Interest compounded monthly.
Compounded monthly · No monthly fee · Effective Sep 30, 2024
Rate by balance
Rate by balance for Aspire Savings Balance APY Up to $5,000 3.00% $5,000 – $10,000Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly. Rates are variable.
0.05% interest rate · No monthly fee · Effective Jun 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly. Rates are variable.
0.05% interest rate · No monthly fee · Effective Jun 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Standard share savings account. Dividends are compounded and credited monthly and calculated using the Average Daily Balance method.
Offer: Minimum balance to earn stated APY is $100.00. Rate may change monthly as determined by the Board of Directors.
0.05% interest rate · Effective Apr 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Limit one account per member account number.
Offer: Base rate earned on all balances when linked Kasasa account qualifications are not met during the monthly qualification cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 31, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Earns 0.05% APY on balances of $250 or more. No minimum balance requirement to maintain account.
No monthly fee · Effective Nov 13, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free CNB Interest or CNB Money checking for automatic rewards transfers. To qualify for the highest rate, meet qualifications during each Monthly Qualification Cycle: at least 12 debit card purchases, enroll and agree to receive eStatements, and enroll and log into online banking.
Offer: Applies to all balances if monthly qualifications are not met on CNB Interest or CNB Money checking.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Apr 28, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Earnings calculated daily and paid quarterly. Minimum $5.00 deposit establishes membership relationship.
Offer: Dividends compounded and credited quarterly.
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credited quarterly.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
617 accounts at 212 banks and credit unions · checked Oct 23–24
- Typical
- 0.15%
- Top 10% from
- 1.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Meijer Credit UnionCredit union · 3 branches
- Dow Credit UnionCredit union · 2 branches