Credit union · NCUA insured
LAFCU
Top CarrotA $1.1B credit union, the 426th largest of 4,329, headquartered in Lansing, MI, with 73,193 members and 10 branches in Michigan. Best rates: CDs 3.35% and savings 0.10% APY.
LAFCU Carrot Score
Carrot ScoreTop Carrot
Higher than 84% of U.S. banks and credit unions
#3 of 22 in Lansing, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About LAFCU
LAFCU serves the entire state of Michigan.
- Headquarters
- 106 N Marketplace Blvd, Lansing, MI 48917-7753
- NCUA charter
- 68632
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals and businesses are eligible to join if they live, work, worship, attend school in, or own a business located anywhere in the state of Michigan.
Branches
10 branches in Michigan
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Michigan
10 branches
Lansing area · 8
- MainMain office106 N Marketplace Blvd, Lansing, MI 48917Directions
- Charlotte1553 Lansing Rd, Charlotte, MI 48813Directions
- Dewitt12850 S US Highway 27, DeWitt, MI 48820Directions
- Eaton Rapids1505 Kyle St, Eaton Rapids, MI 48827Directions
- Collins4600 Collins Rd, Lansing, MI 48910Directions
- South Lansing1121 Keystone Ave, Lansing, MI 48911Directions
- Mason750 N Cedar St, Mason, MI 48854Directions
- St. Johns2317 S US Highway 27, St. Johns, MI 48879Directions
Owosso area · 2
- Corunna2665 E M 21, Corunna, MI 48817Directions
- Owosso1720 W M 21, Owosso, MI 48867Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.67% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.24% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.31% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $82 | $88 | — |
- CapitalNet worth ratio20.67%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.24%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.31%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$82Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of LAFCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.