Credit union · NCUA insured
Michigan Columbus Federal Credit Union Savings Rates
Top CarrotMichigan Columbus Federal Credit Union’s best savings rate is 0.05% APY on $10,000, with its Membership Savings. Rates checked October 16, 2026.
How Michigan Columbus Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Michigan Columbus Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Michigan Columbus Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
Membership Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Michigan Columbus Federal Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Michigan Columbus Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Membership Savings
0.05%APY
Earnings calculated daily and paid quarterly. Minimum $5.00 deposit establishes membership relationship.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upDividends compounded and credited quarterly.$300 and up | 0.05% | $5 | Dividends compounded and credited quarterly. |
Sources (2)
All captured Sep 18, 2026
Special Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $300 and up | 0.05% | $5 |
Sources (1)
- mcfcu.net/rates/share-and-certificate-accounts · captured Sep 18, 2026
Special-purpose accounts
IRA Savings
0.30%APY
Traditional IRA, Roth IRA, and Coverdell Education savings accounts are available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded and credited semi-annually.$5 and up | 0.30% | $30 | Dividends compounded and credited semi-annually. |
Sources (2)
All captured Sep 18, 2026
Holiday Club
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and up$3 per withdrawal before anniversary date. Dividends compounded and credited quarterly.$10 and up | 0.05% | $5 | $3 per withdrawal before anniversary date. Dividends compounded and credited quarterly. |
Sources (1)
- mcfcu.net/rates/share-and-certificate-accounts · captured Sep 18, 2026
Zoogle Youth Savings
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded and credited quarterly.$5 and up | 0.05% | $5 | Dividends compounded and credited quarterly. |
Sources (1)
- mcfcu.net/rates/share-and-certificate-accounts · captured Sep 18, 2026
Who can join Michigan Columbus Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, volunteers, or attends school in Livonia, MI is eligible for membership.
Family and household
- Family of individuals eligible through the Livonia community or family of an existing member qualifies for membership.
Membership information collected October 5, 2026.