Credit union · NCUA insured
Lake Trust Credit Union
A $2.9B credit union, the 174th largest of 4,329, headquartered in Brighton, MI, with 180,917 members and 24 branches in Michigan.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: not enough terms or balances published to score. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—3.25%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lake Trust Credit Union
One of Lake Trust Credit Union's predecessors, Detroit Edison Credit Union, was chartered in 1944 before merging with NuUnion Credit Union to establish Lake Trust in 2010.
Headquartered in Brighton, Michigan, the member-owned credit union is certified as a Community Development Financial Institution (CDFI).
It focuses on supporting the wellbeing of communities and businesses across Michigan.
- Headquarters
- 4605 S Old US Highway 23, Brighton, MI 48114-7521
- NCUA charter
- 62047
Branches
24 branches in Michigan
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Michigan
24 branches
Detroit area · 9
- HeadquartersMain office4605 S Old US Highway 23, Brighton, MI 48114Directions
- Auburn Hills Branch2550 N Squirrel Rd, Auburn Hills, MI 48326Directions
- Brighton Branch8661 W Grand River Ave, Brighton, MI 48116Directions
- Detroit DTE1 Energy Plz # 230, Detroit, MI 48226Directions
- Detroit Woodward6505 Woodward Ave, Detroit, MI 48202Directions
- Howell228 W Highland Rd, Howell, MI 48843Directions
- Howell - E Grand River4465 E Grand River Ave, Howell, MI 48843Directions
- Plymouth Town Center190 Ann Arbor Rd W, Plymouth, MI 48170Directions
- Warren25397 Schoenherr Rd, Warren, MI 48089Directions
Lansing area · 7
- Dewitt12750 Escanaba Dr, DeWitt, MI 48820Directions
- Dimondale - Secondary Complex8420 Billwood Hwy, Dimondale, MI 48821Directions
- Lake Lansing Branch1300 W Lake Lansing Rd, East Lansing, MI 48823Directions
- Downtown Lansing624 S Washington Ave, Lansing, MI 48933Directions
- South Lansinig6440 S Pennsylvania Ave, Lansing, MI 48911Directions
- West Saginaw7007 W Saginaw Hwy, Lansing, MI 48917Directions
- Okemos1821 Newman Rd, Okemos, MI 48864Directions
Ann Arbor area · 3
- Ann Arbor - Packard Branch2222 Packard St, Ann Arbor, MI 48104Directions
- Ann Arbor - Stadium Branch2180 W Stadium Blvd, Ann Arbor, MI 48103Directions
- Chelsea Branch1170 S Main St Ste 100, Chelsea, MI 48118Directions
Grand Rapids area · 3
- Grand Haven17350 Robbins Rd, Grand Haven, MI 49417Directions
- Hastings Branch1500 West M-43 Highway, Hastings, MI 49058Directions
- Holland3370 W Shore Dr, Holland, MI 49424Directions
Monroe area · 1
- Monroe1237 Holiday Blvd, Monroe, MI 48162Directions
Mount Pleasant area · 1
- Mount Pleasant1011 N Harris St, Mount Pleasant, MI 48858Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.84% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.06% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.71% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $87 | $88 | — |
- CapitalNet worth ratio10.84%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.06%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.71%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$87Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lake Trust Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.