Compare Bank & Credit Union Rates
Best savings rates in Michigan
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 526–540 results in Michigan
- 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credited quarterly.
Rate checked
More details - 0.05%APY$5 a year on $10,000
No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
No monthly fee
Rate checked
More details - Community Choice Credit UnionChoice SavingsSavings · $100 min · 0.01%–0.50% by balance
Credit union · 23 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends paid monthly based on the aggregate balance of Choice Savings Account and Choice Goals. Combined dividend is deposited into Choice Savings Account.
0.01% interest rate
Rate by balance
Rate by balance for Choice Savings Balance APY $100 – $10,000 0.01% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.25% $250,000 – $500,000 0.40% $500,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Shoreline High Yield Checking or Shoreline Cash Back Checking account in the name of the same customer. Limit of 1 account per social security number.
Offer: Earned on entire daily balance when Monthly Qualification Cycle requirements in linked checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Feb 24, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Account must be opened with eligible fair sale proceeds checks and recipient must be an account owner. Requires a $5 opening deposit.
Offer: Variable rate after promotional period. Rate is as of June 1, 2026 and may change at any time.
Promotional rate · Effective Jun 1, 2026
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More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Account must be opened with eligible fair sale proceeds checks and recipient must be an account owner. Requires a $5 opening deposit.
Offer: Promotional rate through May 31, 2027 on balances up to $5,000. Minimum $.01 balance required to earn APY.
Promotional rate
Rate by balance
Rate by balance for Blue Ribbon Savings Balance APY Up to $5,000 5.00% $5,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: All members receive this account to hold their $5 membership fee. 8 free withdrawals per month; $1 fee for withdrawals in excess thereafter.
0.05% interest rate · No monthly fee
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More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be paired with either a Free Kasasa Cash Checking account or a Free Kasasa Cash Back account.
Offer: Base rate when qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit of $100 for adults, $50 for minors. Avoid $3 monthly service charge when maintaining a minimum balance of $200 for adults or $50 for minors.
Offer: Earns 0.05% APY interest on all balances. $100 minimum opening deposit for adults ($50 for minors). $3 monthly service charge is avoided with a $200 minimum balance for adults ($50 for minors).
$3 monthly fee · Effective Aug 17, 2026
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More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Thrive Rewards Checking or Thrive Cash Back Checking account. Limit of 1 account per primary Social Security Number.
Offer: Base rate earned on the entire daily balance when qualifications in the linked Thrive Rewards Checking or Thrive Cash Back Checking account are not met during the Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jul 17, 2024
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership to THE LOCAL. Requires $1 lifetime membership deposit. No minimum balance requirement.
0.05% interest rate · No monthly fee · Effective Nov 3, 2025
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance or opening deposit required; must maintain a $5.00 par value share in the credit union via a Regular Savings Account.
Offer: Minimum balance to earn dividends is $0.01. Daily balance method applies.
0.05% interest rate · Effective Dec 10, 2025
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $5.00 par value share deposit to establish membership and maintain eligibility for services. Must have transaction activity at least once every 12 months to avoid a monthly Dormant Account Fee.
Offer: Minimum balance to earn dividends is $105.00. Dividends compounded and credited monthly using the daily balance method.
0.05% interest rate · Effective Dec 10, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
617 accounts at 212 banks and credit unions · checked Oct 23–24
- Typical
- 0.15%
- Top 10% from
- 1.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Meijer Credit UnionCredit union · 3 branches
- Dow Credit UnionCredit union · 2 branches