Bank · FDIC insured
Commercial Bank
A $552.7M bank headquartered in Ithaca, MI, with 10 branches in Michigan.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings635.00%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Commercial Bank
Established in 1893, Commercial Bank serves Michigan communities across Alma, Grand Rapids, Greenville, Hastings, Ithaca, Mason, Middleton, St. Louis, and Okemos.
The bank operates as a local lender specializing in small business and residential lending.
- Headquarters
- 101 N Pine River St, Ithaca, MI 48847
- FDIC certificate
- 18584 ↗
Branches
10 branches in Michigan
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Michigan
10 branches
Alma area · 4
- Commercial BankMain office101 N Pine River St, Ithaca, MI 48847Directions
- Wright Avenue Branch1690 Wright Ave, Alma, MI 48801Directions
- Middleton Branch101 N Newton St, Middleton, MI 48856Directions
- St. Louis Branch104 N Mill St, St. Louis, MI 48880Directions
Grand Rapids area · 3
- Grand Rapids BranchO-240 Lake Michigan Dr Nw, Grand Rapids, MI 49534Directions
- Greenville West Branch10530 W Carson City Rd, Greenville, MI 48838Directions
- Hastings Branch629 W State St, Hastings, MI 49058Directions
Lansing area · 3
- Cedar Street Branch661 N Cedar St, Mason, MI 48854Directions
- Mason State Branch322 S Jefferson St, Mason, MI 48854Directions
- Okemos Branch2112 Jolly Rd, Okemos, MI 48864Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.89% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.39% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.28% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $77 | $81 | — |
- CapitalLeverage ratio10.89%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.39%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.28%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$77Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Commercial Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.