Bank · FDIC insured
Commercial Bank Savings Rates
Commercial Bank’s best savings rate is 0.05% APY, with its Blue Ribbon Savings, with extra requirements. Rates checked October 16, 2026.
How Commercial Bank’s savings rates compare
Compared with banks and credit unions near Alma, MI, where Commercial Bank has the most branches. $10,000, best rate first.
This bank’s best
Commercial Bank
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
Blue Ribbon Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Gratiot Community Credit Union
1.61%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $161
Commercial Bank savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0005.00%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Commercial Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Blue Ribbon Savings
0.05%APY
Account must be opened with eligible fair sale proceeds checks and recipient must be an account owner. Requires a $5 opening deposit.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Promotional rate through May 31, 2027 on balances up to $5,000. Minimum $.01 balance required to earn APY. | 5.00% | — | Promotional rate through May 31, 2027 on balances up to $5,000. Minimum $.01 balance required to earn APY. |
| Over $0Variable rate after promotional period. Rate is as of June 1, 2026 and may change at any time. | 0.05% | $5 | Variable rate after promotional period. Rate is as of June 1, 2026 and may change at any time. |
| $5,000 and upPromotional rate on balances above $5,000 through May 31, 2027. | 0.05% | $5 | Promotional rate on balances above $5,000 through May 31, 2027. |
Sources (1)
- commercial-bank.com/personal/savings.html · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.