Credit union · NCUA insured
Community Choice Credit Union Savings Rates
Community Choice Credit Union’s best savings rate is 0.05% APY on $10,000, with its Choice Savings. Rates checked October 16, 2026.
How Community Choice Credit Union’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Community Choice Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Community Choice Credit Union
0.05%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $5
Choice Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Community Choice Credit Union savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Choice Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Extended Insurance Accounts
Up to 2.65%APY
Dividends paid monthly based on aggregate balance of Extended Insurance Account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250,000 – $500,000 | 2.40% | — |
| $500,000 and up | 2.65% | — |
Sources (3)
All captured Sep 18, 2026
Choice Savings
0.05%APY
Dividends paid monthly based on the aggregate balance of Choice Savings Account and Choice Goals. Combined dividend is deposited into Choice Savings Account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $10,000 | 0.01% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $100,000 | 0.15% | — |
| $100,000 – $250,000 | 0.25% | — |
| $250,000 – $500,000 | 0.40% | — |
| $500,000 and up | 0.50% | — |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
Captain Choice/My Choice
0.05%APY
Ages 0-17. Dividends paid monthly based on aggregate balance of Captain Choice/MyChoice Share and Choice Goals. Combined dividend deposited into Captain Choice/MyChoice Share. Deposit match promotion available up to $25 with promo code YouthEducation25.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 1.00% | — |
| $500 – $10,000 | 0.01% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $100,000 | 0.15% | — |
| $100,000 – $250,000 | 0.25% | — |
| $250,000 – $500,000 | 0.40% | — |
| $500,000 and up | 0.50% | — |
Sources (2)
All captured Sep 18, 2026
Daily IRA
0.05%APY
Traditional, Roth, Coverdell, or Roth Conversion.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (2)
All captured Sep 18, 2026
Who can join Community Choice Credit Union
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