Compare Bank & Credit Union Rates
Best savings rates in Michigan
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 436–450 results in Michigan
- PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 119 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - Credit Union 1Money Market AccountMoney Market Account · $2,500 min · 0.05%–0.40% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are calculated using Daily Balance, paid on the last day of the month, and compounded monthly. $10 fee if balance falls below the $2,500 minimum daily balance requirement. Checks, pre-authorized transfers, and phone transfers are limited to 6 items per month; unlimited in-person withdrawals.
Offer: Requires minimum balance of $2,500 to earn dividends. Fee of $10 applies if balance falls below the $2,500 minimum daily balance requirement.
0.05% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.20% $100,000 and up 0.30% $250,000 and up 0.40% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Savings account required for Credit Union membership. After six months, must maintain a minimum $250 balance or open any other type of account to avoid a $5 monthly service fee.
Offer: After six months, maintain a minimum $250 balance or open any other type of account to avoid the $5 monthly fee.
$5 monthly fee
Rate checked
More details - Farmers Insurance Federal Credit UnionRainy Day SavingsSavings · $0 min · 0.05%–1.75% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: APY of 1.75% on balances up to $2,000; Membership Savings rate (0.05%) on balances over $2,000. Maximum of two free withdrawals per calendar year ($20 fee each additional withdrawal). Funded via recurring ACH deposit or qualifying external funds. Limit one Rainy Day Account per qualified membership. Membership eligibility required.
Offer: APY of 1.75% on balances up to $2,000. Maximum of two free withdrawals per calendar year.
Rate by balance
Rate by balance for Rainy Day Savings Balance APY Up to $2,000 1.75% $2,000 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: If fees are applied, it may reduce earnings. APY is subject to change without notice.
Offer: If fees are applied, it may reduce earnings. APY is subject to change without notice.
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance of $5 required to maintain membership/ownership. Dividends paid monthly to accounts with a minimum daily balance of $100. Required for all member-owners.
Offer: $100 minimum deposit/balance for dividends. Paid monthly.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Extra savings account attached to primary number. Requires $1 to open; earns dividends starting at $100.
Offer: $100 minimum deposit for dividends.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Avoid $9 quarterly service fee by maintaining a $200 minimum average balance. Unlimited withdrawals with no fees.
Offer: Interest rates are variable, set at the discretion of the bank, and may change at any time after the account is opened. Avoid $9 quarterly service fee by maintaining a $200 minimum average balance.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum initial deposit and ongoing balance is $1.00. Dividend is paid monthly and based on average daily balance.
0.05% interest rate · Effective Sep 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Regular share accounts require a $10 minimum balance to maintain membership. Prevailing dividend earned if average daily balance is $100.00 or more. Deposits may be made in any increment.
Offer: Dividends are paid monthly and based on average daily balance. $100.00 minimum balance required to obtain dividends on regular share account.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100 minimum balance to avoid monthly fee. Free e-Statements, free debit cards, and free online banking and bill pay included. $25 service charge if closed within the first 90 days.
Offer: Daily minimum amount to earn APY is $100.00. Monthly fee of $5 waived with $100 balance. Minimum to open account is $50.00. Rate may change after account is opened.
$5 monthly fee · Effective Oct 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must meet USMFCU Membership Eligibility Requirements. No low-balance fees. Minimum balance required $25. Dividends are calculated on daily balance and paid monthly on balances more than $300.
Offer: Dividends paid monthly on balances more than $300.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No minimum balance requirement. Dividends paid monthly on balances more than $300.
Offer: Dividends paid monthly on balances more than $300.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Michigan
617 accounts at 212 banks and credit unions · checked Oct 23–24
- Typical
- 0.15%
- Top 10% from
- 1.75%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Meijer Credit UnionCredit union · 3 branches
- Dow Credit UnionCredit union · 2 branches